Osceola County property record for 5047 Caspian St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,617 sqft Heated Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,600 (2019) |
| Tax Bill | $3,480.00 (2025) |
| Primary APN | 082531373700012730 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,617 sqft Heated Area |
| Gross Area | 2,236 sqft Gross Area |
| 1st Floor | 841 sqft 1st Floor |
| Upper Floors | 776 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Detached - Finished Garage |
| Garage Area | 420 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 217 sqft Patio |
| Porch | Open Porch |
| Porch Area | 199 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5047 CASPIAN ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7689 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LAKESHORE AT NARCOOSSEE PH 2 PB 26 PGS 77-78 LOT 273 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 08 |
| Legal Subdivision | LAKESHORE AT NARCOOSSEE TWNHMS |
| Legal Phase | 2 |
| Legal Tract | 3737 |
| Legal Lot Number | 273 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 082531373700012730
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5047 CASPIAN ST, SAINT CLOUD, FL 34771-7689 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDFIRST BANK |
| Oct 17, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDFIRST BANK |
| Feb 28, 2019 | Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 2019 · Amount on Record |
| Deed Sale | Feb 27, 2019 · Amount on Record |
| Deed Doc Number | 0054832505 |
| Deed Book / Page | 5483 / 2505 |
| Last Transfer Date | Feb 28, 2019 |
| Transfer Doc | 0054832505 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5047 CASPIAN ST, SAINT CLOUD, FL 34771-7689 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5047 CASPIAN ST, SAINT CLOUD, FL 34771-7689 |
| Document Number | 0064131373 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 6413/1373 |
| Instrument | 2023067183 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5047 CASPIAN ST, SAINT CLOUD, FL 34771-7689 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5047 CASPIAN ST, SAINT CLOUD, FL 34771-7689 |
| Document Number | 0063001906 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 6300/1906 |
| Instrument | 2022153424 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 01, 2062 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 28, 2019 |
| Property Address | 5047 CASPIAN ST, SAINT CLOUD, FL 34771-7689 |
| Document Number | 0054832505 |
| Book / Page | 005483 / 002505 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 25627 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2019 |
| Title Company | OMEGA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,789.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5047 CASPIAN ST ST CLOUD FL 34771, ST CLOUD, FL 34771 |
| Document Number | 54832518 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 005483/002518 |
| Instrument | 25628 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,480.00 (+7.71%) Homeowner's exemption | $240,623 (+5.99%) | $288,300 (-4.76%) Land $45,000 Building $243,300 |
| 2023 | $3,231.00 (+4.39%) Homeowner's exemption | $227,032 (+3%) | $302,700 (+19.69%) Land $14,900 Building $287,800 |
| 2022 | $3,095.00 Homeowner's exemption | $220,420 | $252,900 Land $14,900 Building $238,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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