5045 Caspian St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5045 Caspian St, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,464 sqft · built 2019
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$246,300 (Jun 2019)
Tax Bill	$4,525 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-25-31-3737-0001-2740`

Property Details

APN / Parcel Number

Primary APN	`08-25-31-3737-0001-2740`
Alternative APN	`253108373700012740`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,464 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	760 sqft
Upper Floors Area	704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Detached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	266 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5045 CASPIAN ST
City	SAINT CLOUD
State	FL
Zip	34771-7689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESHORE AT NARCOOSSEE PH 2 PB 26 PGS 77-78 LOT 274
Legal Range	31E
Legal Township	25S
Legal Section	08
Legal Subdivision	LAKESHORE AT NARCOOSSEE PH 2
Legal Phase	2
Legal Lot Number	274
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County records · APN 08-25-31-3737-0001-2740

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7212 LUCERN CT, CHARLOTTE, NC 28277-5548
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	201977919
Deed Book / Page	5542 / 1404
Record Updated	Jun 08, 2026

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 17, 2019
Property Address	5045 CASPIAN ST, SAINT CLOUD, FL 34771-7689
Document Number	0055421404
Book / Page	5542 / 1404
Map Reference	MB 26 PG 77&78
Instrument Date	Jun 14, 2019
Instrument	2019077919
Transaction Type	Subdivision Related Transfer
Record Updated	May 02, 2022
Title Company	DBA PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,724.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 CASPIAN ST, SAINT CLOUD, FL 34771-7689

Mortgage

Document Number	0055421406
Date	Jun 17, 2019
Instrument	5542/1406

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,525.00 (+2.42%)	$275,200 (-4.14%) Land $45,000 Building $230,200	$275,200 (-4.14%) Land $45,000 Building $230,200
2024	$4,418.00 (+3.13%)
2023	$4,284.00 (+12.94%)	$287,100 (+19.63%) Land $14,900 Building $272,200	$287,100 (+19.63%) Land $14,900 Building $272,200
2022	$3,793.00	$240,000 Land $14,900 Building $225,100	$240,000 Land $14,900 Building $225,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.