5046 Riverfront Dr, Suffolk, VA 23434 Property Records

Suffolk City property record for 5046 Riverfront Dr, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,741 sqft · built 2019
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$497,350 (Apr 2019)
Tax Bill	$450 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Feb 2021 Refinance + 3 more
APN	`18A427`

Property Details

APN / Parcel Number

Primary APN	`18A427`
Alternative APN	`254000434`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,741 sqft Living Area
Fireplace	Prefabricated

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	254000434
Street Address	5046 RIVERFRONT DR
City	SUFFOLK
State	VA
Zip	23434-7187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-MEDIUM DENSITY
Legal Description	L.27,RIVERSIDE ESTATES, PH.4
Legal Subdivision	RIVERSIDE ESTATES
Legal Phase	4
Legal Lot Number	27
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2003
Census Tract	75302

Owner

5046 Riverfront Dr is owned and occupied by an individual who bought it in April 2019.

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5046 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jun 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Oct 9, 2018	Deed of Trust, Mortgage · Construction Mortgage FARMERS BANK WINDSOR VIRGINIA
Apr 23, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage TIDEWATER HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on File
Deed Sale	Apr 23, 2019 · Amount on File
Deed Document Number	190003973
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5046 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240003106
Date	Mar 28, 2024
Instrument	240003106

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2039

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5046 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002235
Date	Feb 9, 2021
Instrument	210002235

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	340 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5046 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210010723
Date	Jun 17, 2021
Instrument	210010723

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	338 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5046 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180010772
Date	Oct 9, 2018
Instrument	180010772

Lender

Name	FARMERS BANK WINDSOR VIRGINIA

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 23, 2019
Property Address	5046 RIVERFRONT DR, SUFFOLK, VA 23434-7187
Document Number	190003973
Instrument Date	Apr 19, 2019
Instrument	190003973
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5046 RIVERFRONT DR, SUFFOLK, VA 23434-7187

Mortgage

Document Number	190003974
Date	Apr 23, 2019
Instrument	190003974

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5046 Riverfront Dr was $450 with a senior citizen's exemption, up 14.5% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$599,800 (+3.88%) Land $195,500 Building $404,300
2025	$450.00 (+14.5%) Senior Citizen's exemption	$599,800 (+3.88%) Land $195,500 Building $404,300	$577,400 Land $195,500 Building $381,900
2024	$393.00 Senior Citizen's exemption	$577,400 (+2.94%) Land $195,500 Building $381,900
2023	Senior Citizen's exemption	$560,900 Land $195,500 Building $365,400	$560,900 Land $195,500 Building $365,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5046 Riverfront Dr; there have been 6 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1992–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5046 Riverfront Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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