5045 Riverfront Dr, Suffolk, VA 23434 Property Records

Suffolk City property record for 5045 Riverfront Dr, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,954 sqft · built 2004
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Tax Bill	$6,475 (2025)
Deeds & Mortgages	Apr 2026 Transfer Sep 2021 Line of Credit + 1 more
APN	`18A513`

Property Details

APN / Parcel Number

Primary APN	`18A513`
Alternative APN	`253310100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,954 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	253310100
Street Address	5045 RIVERFRONT DR
City	SUFFOLK
State	VA
Zip	23434-7247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-ME
Legal Description	L.13,RIVERSIDE ESTATES, PHASE TWO
Legal Subdivision	RIVERSIDE ESTATES
Legal Phase	2
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2003
Census Tract	75302

Owner

5045 Riverfront Dr is owned and occupied by an individual who acquired it in March 2026.

Source: Suffolk City records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	5045 RIVERFRONT DR, SUFFOLK, VA 23434-7247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit BRONCO FEDERAL CREDIT UNION
Aug 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BRONCO FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 27, 2026
Transfer Doc	0000004359
Record Updated	Sep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 10, 2026
Property Address	5045 RIVERFRONT DR, SUFFOLK, VA 23434-7247
Document Number	0000004359
Instrument Date	Mar 27, 2026
Instrument	20264359
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 RIVERFRONT DR, SUFFOLK, VA 23434-7247

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5045 RIVERFRONT DR, SUFFOLK, VA 23434-7247
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210017000
Date	Sep 20, 2021
Instrument	210017000

Lender

Name	BRONCO FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2041

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5045 RIVERFRONT DR, SUFFOLK, VA 23434-7247
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210014885
Date	Aug 17, 2021
Instrument	210014885

Lender

Name	BRONCO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 5045 Riverfront Dr was $6,475, up 4.9% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$563,100 (+4.24%) Land $122,600 Building $440,500
2025	$6,475.00 (+4.89%)	$563,100 (+4.24%) Land $122,600 Building $440,500	$540,200 Land $122,600 Building $417,600
2024	$6,173.00 (+7.23%)	$540,200 (+2.27%) Land $122,600 Building $417,600
2023	$5,757.00	$528,200 Land $122,600 Building $405,600	$528,200 Land $122,600 Building $405,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5045 Riverfront Dr; there have been 6 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1992–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5045 Riverfront Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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