5010 Ruff Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 5010 Ruff Rd, Concord, NC 28025 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,744 sqft Living Area
Lot Size	435,600 sqft (10 acres)
Occupancy	Owner Occupied
Last Sale	$575,000 (2026)
Tax Bill	$3,263.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`5652 49 6290`
Alternative APNs	`06007 0064.200000` `7490402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,744 sqft Living Area
Gross Area	3,210 sqft Gross Area
1st Floor	1,744 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	435,600 sqft (10 acres)
Lot Width	404 ft Width
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,152 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	304 sqft Shed
Deck Area	286 sqft Deck
Porch Area	604 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	7490402
Street Address	5010 RUFF RD
City	CONCORD
State	NC
Zip	28025-7907
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	LT 2 HIGHLAND PLANTATION
Legal Subdivision	RIMER TOWN
Legal Lot Number	2
Jurisdiction	CABARRUS NC
Minor Civil Division	6, RIMERTOWN
Census Blockgroup	1
Census Block	1030
Census Tract	40600

Owner

Source: Cabarrus County records · APN 5652 49 6290

Assessment roll updated September 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5010 RUFF RD, CONCORD, NC 28025-7907
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2026 · Amount on Record
Deed Sale	Aug 04, 2026 · Amount on Record
Deed Doc Number	202618474
Deed Book / Page	18112 / 46
Record Refreshed	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 04, 2026
Property Address	5010 RUFF RD, CONCORD, NC 28025-7907
Document Number	0000018474
Book / Page	18112 / 46
Instrument Date	Aug 04, 2026
Instrument	202618474
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	LKN TITLE LLC, LKN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$116,150.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 RUFF RD, CONCORD, NC 28025-7907

Mortgage

Document Number	0000018475,
Date	Aug 04, 2026
Instrument	202618475

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,263.00 (+45.35%)	$482,800 (+74.27%) Land $203,680 Building $279,120
2024			$482,800 (+74.27%) Land $203,680 Building $279,120
2023	$2,245.00	$277,040 Land $107,200 Building $169,840	$277,040 Land $107,200 Building $169,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 63% of North Carolina
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.