Jefferson County property record for 5045 Oak Bluff Dr, High Ridge, MO 63049
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,032 sqft · built 2004 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jun 2016) |
| Tax Bill | $4,024 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-1.0-01.0-1-001-001.59 |
| Primary APN | 03-1.0-01.0-1-001-001.59 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,824 sqft |
| 1st Floor Area | 2,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Porch | Open Frame Porch |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5045 OAK BLUFF DR |
|---|---|
| City | HIGH RIDGE |
| State | MO |
| Zip | 63049-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOCHMOOR RESUB LOT 39 LOT 39-6 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 01 |
| Legal Subdivision | LOCHMOOR |
| Legal Block | 2 |
| Legal Lot Number | 6-39 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 700305 |
5045 Oak Bluff Dr is owned and occupied by two individuals who bought it in June 2016.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5045 OAK BLUFF DR, HIGH RIDGE, MO 63049-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2016 · Amount on File |
| Deed Sale | Jun 2, 2016 · Amount on File |
| Prior Sale | Dec 13, 2004 · Amount on File |
| Deed Document Number | 201616177 |
| Prior Transfer Date | May 13, 2016 |
| Prior Transfer Doc | 0000016177 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5045 Oak Bluff Dr was $4,024, up 6% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,500 (-) Land $7,700 Building $48,800 | $297,300 (-) Land $40,700 Building $256,600 | |
| 2025 | $4,024.00 (+5.95%) | $56,500 Land $7,700 Building $48,800 | $297,300 (-) Land $40,700 Building $256,600 |
| 2024 | $3,798.00 (+0.53%) | $297,300 (+7.37%) Land $40,700 Building $256,600 | |
| 2023 | $3,778.00 | $52,600 Land $7,700 Building $44,900 | $276,900 Land $40,700 Building $236,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5045 Oak Bluff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5045 Oak Bluff Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Wisper ISP.
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