5041 Oak Bluff Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 5041 Oak Bluff Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,155 sqft · built 2001
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$606,300 (Feb 2026)
Tax Bill	$5,769 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-1.0-01.0-1-001-001.60`

Property Details

APN / Parcel Number

Primary APN	`03-1.0-01.0-1-001-001.60`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,155 sqft Living Area
Gross Area	2,837 sqft
1st Floor Area	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	682 sqft
Porch	Open Frame Porch
Porch Area	32 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5041 OAK BLUFF DR
City	HIGH RIDGE
State	MO
Zip	63049-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOCHMOOR RESUB LOT 39 LOT 39-5
Legal Range	4E
Legal Township	43N
Legal Section	01
Legal Subdivision	LOCHMOOR
Legal Block	2
Legal Lot Number	5-39
Jurisdiction	JEFFERSON MO
Township / Civil Division	HIGH RIDGE
Census Block Group	2
Census Block	2003
Census Tract	700305

Owner

5041 Oak Bluff Dr is owned and occupied by an individual who bought it in February 2026.

Source: Jefferson County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	5041 OAK BLUFF DR, HIGH RIDGE, MO 63049-1408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Feb 25, 2025	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Feb 25, 2025 · Amount on File
Deed Document Number	20264520
Prior Transfer Date	Feb 13, 2026
Prior Transfer Doc	0000004517
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Feb 20, 2026
Property Address	5041 OAK BLUFF DR, HIGH RIDGE, MO 63049-1408
Document Number	0000004517
Map Reference	MB 78 PG 12
Instrument Date	Feb 13, 2026
Instrument	2026R-004517
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5041 OAK BLUFF DR, HIGH RIDGE, MO 63049-1408

Mortgage

Document Number	0000004521
Date	Feb 20, 2026
Instrument	2026R-004521

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 25, 2025
Property Address	5041 OAK BLUFF DR, HIGH RIDGE, MO 63049-1408
Document Number	0000004330
Map Reference	MB 78 PG 1
Instrument Date	Feb 24, 2025
Instrument	2025R-004330
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5041 OAK BLUFF DR, HIGH RIDGE, MO 63049-1408

Mortgage

Document Number	0000004332
Date	Feb 25, 2025
Instrument	2025R-004332

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 5041 Oak Bluff Dr was $5,769, up 7.1% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,000 (-) Land $7,700 Building $73,300	$426,500 (-) Land $40,700 Building $385,800
2025	$5,769.00 (+7.11%)	$81,000 Land $7,700 Building $73,300	$426,500 (-) Land $40,700 Building $385,800
2024	$5,386.00 (+0.52%)		$426,500 (+8.58%) Land $40,700 Building $385,800
2023	$5,358.00	$74,600 Land $7,700 Building $66,900	$392,800 Land $40,700 Building $352,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5041 Oak Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5041 Oak Bluff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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