5045 McCarty Rd, Festus, MO 63028 Property Records

Jefferson County property record for 5045 McCarty Rd, Festus, MO 63028 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,758 sqft · built 2016
Lot Size	12.6 acres (548,856 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Dec 2015)
Tax Bill	$2,391 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-1.1-02.0-0-000-012.29`

Property Details

APN / Parcel Number

Primary APN	`23-1.1-02.0-0-000-012.29`

Interior

Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	1,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	548,856 sqft (12.6 acres)
Garage Type	Attached
Garage Area	500 sqft

Location & Zoning

Street Address	5045 MCCARTY RD
City	FESTUS
State	MO
Zip	63028-5375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCKEE FARMS REPLAT LOT 7B
Legal Range	5E
Legal Township	39N
Legal Section	02
Legal Subdivision	MCKEE FARMS REPLAT
Legal Block	1
Legal Lot Number	7B
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1000
Census Tract	701403

Owner

Source: Jefferson County records · APN 23-1.1-02.0-0-000-012.29

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5045 MCCARTY RD, FESTUS, MO 63028-5375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2015 · Amount on Record
Deed Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	201541128
Prior Transfer Date	Dec 10, 2015
Prior Transfer Doc	2015R041128
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5045 MCCARTY RD, FESTUS, MO 63028-5375
Document Number	0000023633
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5045 MCCARTY RD FESTUS MO 630285375, FESTUS, MO 63028-5375

Mortgage

Document Number	0000023633
Date	Jul 06, 2020
Instrument	23633

Lender

Name	OZARKS FED'L S&L ASSN
Address	FARMINGTON, MO 63640

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 05, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,100 (+7.51%) Land $6,800 Building $33,300	$210,800 (-) Land $35,800 Building $175,000
2024	$2,391.00 (+0.13%)		$210,800 (+7.5%) Land $35,800 Building $175,000
2023	$2,388.00	$37,300 Land $6,800 Building $30,500	$196,100 Land $35,800 Building $160,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.