5031 McCarty Rd, Festus, MO 63028 Property Records

Jefferson County property record for 5031 McCarty Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,872 sqft · built 1997
Lot Size	7.48 acres (325,829 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,411 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-1.1-02.0-0-000-012.06`

Property Details

APN / Parcel Number

Primary APN	`23-1.1-02.0-0-000-012.06`
Alternative APN	`2311020 01206`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	1,672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	325,829 sqft (7.48 acres)
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	736 sqft
Deck Area	Deck Area
Patio Area	56 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5031 MCCARTY RD
City	FESTUS
State	MO
Zip	63028-5375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	MCKEE FARMS LOT 6
Legal Range	5E
Legal Township	39N
Legal Section	02
Legal Subdivision	MCKEE FARMS
Legal Block	1
Legal Lot Number	6
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1000
Census Tract	701403

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5031 MCCARTY RD, FESTUS, MO 63028-5375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5031 MCCARTY RD, FESTUS, MO 63028-5375
Transaction Type	Mortgage
Record Updated	Mar 31, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5031 MCCARTY RD, FESTUS, MO 63028-5375

Mortgage

Document Number	0000005880
Date	Mar 13, 2023
Instrument	2023R-005880

Lender

Name	BANK OF AMERICA CORP
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,800 (+8.51%) Land $4,300 Building $36,500	$214,700 (-) Land $22,700 Building $192,000
2024	$2,411.00 (+0.12%)		$214,700 (+8.38%) Land $22,700 Building $192,000
2023	$2,408.00	$37,600 Land $4,300 Building $33,300	$198,100 Land $22,700 Building $175,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McCarty Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures