4960 Gandy Rd, Mims, FL 32754 Property Records

Brevard County property record for 4960 Gandy Rd, Mims, FL 32754

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20G-34-23-AI-5-7.03`

Property Details

APN / Parcel Number

Primary APN	`20G-34-23-AI-5-7.03`
Alternative APNs	`20G-34-23-AI-00005.0-0007.03` `203423XAI000050000703` `2002448`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,200 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	1,024 sqft
Pole Barn	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2002448
Street Address	4960 GANDY RD
City	MIMS
State	FL
Zip	32754-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	INDIAN RIVER PARK S 330 FT OF E 132 FT OF W 1/2 OF TR 7 BLK 5 LYING N OF 10 FT RD R/W
Legal Range	34E
Legal Township	20G
Legal Section	23
Legal Subdivision	INDIAN RIVER PARK
Legal Tract	7
Legal Block	5
Legal Lot Number	7
Jurisdiction	BREVARD FL
Township / Civil Division	TITUSVILLE
Census Block Group	1
Census Block	1002
Census Tract	71100

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4960 GANDY RD, MIMS, FL 32754-4627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 30, 2020
Property Address	4960 GANDY RD, MIMS, FL 32754-4627
Document Number	0089672305
Book / Page	008967 / 002305
Instrument Date	Dec 26, 2020
Instrument	292864
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3525 PENNSYLVANIA AVE MIMS FL 327545114, MIMS, FL 32754-5114

Mortgage

Document Number	89671176
Date	Dec 30, 2020
Book Page	008967/001176
Instrument	292602

Lender

Name	CALIBER HM LNS
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,080 (+2.7%)	$210,180 (+2.15%)
2025	$1,537.00 (+11.86%) Homeowner's exemption	$107,190 (+5.98%)	$205,760 (-1.34%) Land $30,000 Building $175,760
2023	$1,374.00 (+7.43%) Homeowner's exemption	$101,140 (+2.99%)	$208,550 (+13.57%) Land $18,500 Building $190,050
2022	$1,279.00 Homeowner's exemption	$98,200	$183,630 Land $18,500 Building $165,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	15 (1998–2025)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 3 claims Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 76% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20