5045 Carter St, Cocoa, FL 32927 Property Records

Brevard County property record for 5045 Carter St, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,234 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Feb 2008)
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-35-15-JY-245-3`

Property Details

APN / Parcel Number

Primary APN	`23-35-15-JY-245-3`
Alternative APNs	`23-35-15-JY-00245.0-0003.00` `2305326`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,234 sqft Living Area
Gross Area	1,892 sqft
1st Floor Area	1,234 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	450 sqft
Porch	Florida Room
Porch Area	208 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2305326
Street Address	5045 CARTER ST
City	COCOA
State	FL
Zip	32927-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU17
Legal Description	PORT ST JOHN UNIT 7 LOT 3 BLK 245
Legal Range	35E
Legal Township	23S
Legal Section	15
Legal Subdivision	PORT ST JOHN UNIT 7
Legal Block	245
Legal Lot Number	3
Legal Unit	7
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2012
Census Tract	62111

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5045 CARTER ST, COCOA, FL 32927-9205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2008 · Amount on Record
Deed Sale	Feb 7, 2008 · Amount on Record
Prior Sale	Jun 10, 1997 · Amount on Record
Deed Document Number	200823291
Deed Book / Page	5842 / 5771
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5045 CARTER ST, COCOA, FL 32927-9205
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	BRIDGETRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 CARTER ST, COCOA, FL 32927-9205

Mortgage

Document Number	0092981390
Date	Oct 20, 2021
Book Page	9298/1390
Instrument	2021275015

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,580 (+2.69%)	$226,720 (+1.51%)
2025	$1,105.00 (+12.76%) Homeowner's exemption	$70,680 (+5.98%)	$223,340 (+5.53%) Land $65,000 Building $158,340
2023	$980.00 (+5.6%) Homeowner's exemption	$66,690 (+3%)	$211,630 (+5.45%) Land $52,000 Building $159,630
2022	$928.00 Homeowner's exemption	$64,750	$200,690 Land $46,000 Building $154,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20