Brevard County property record for 5040 Carter St, Cocoa, FL 32927
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,480 sqft · built 1991 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Aug 2023) |
| Tax Bill | $3,544 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-35-15-JY-244-33 |
| Primary APN | 23-35-15-JY-244-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 1,480 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 288 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2305317 |
|---|---|
| Street Address | 5040 CARTER ST |
| City | COCOA |
| State | FL |
| Zip | 32927-9206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU17 |
| Legal Description | PORT ST JOHN UNIT 7 LOT 33 BLK 244 |
| Legal Range | 35E |
| Legal Township | 23S |
| Legal Section | 15 |
| Legal Subdivision | PORT ST JOHN UNIT 7 |
| Legal Block | 244 |
| Legal Lot Number | 33 |
| Legal Unit | 7 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 62111 |
5040 Carter St is owned and occupied by two individuals who bought it in August 2023.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5040 CARTER ST, COCOA, FL 32927-9206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 14, 2018 | Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on File |
| Deed Sale | Aug 18, 2023 · Amount on File |
| Prior Sale | Nov 14, 2018 · Amount on File |
| Deed Document Number | 2023176019 |
| Deed Book / Page | 9865 / 2795 |
| Prior Transfer Date | Apr 20, 1998 |
| Prior Transfer Doc | 3836002710 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 18, 2023 |
| Property Address | 5040 CARTER ST, COCOA, FL 32927-9206 |
| Document Number | 0098652795 |
| Book / Page | 9865 / 2795 |
| Map Reference | MB 23 PG 60-69 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 2023176019 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2275 CRIPPEN CT APT 21, 21, MELBOURNE, FL 32904-5096 |
| Name | Verified Name |
|---|---|
| Address | 5040 CARTER ST, COCOA, FL 32927-9206 |
| Document Number | 0098652796 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 9865/2796 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Nov 14, 2018 |
| Property Address | 5040 CARTER ST, COCOA, FL 32927-9206 |
| Document Number | 0083072621 |
| Book / Page | 8307 / 2621 |
| Map Reference | MB 23 PG 60-69 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 2018253983 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | EDGEWATER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5040 CARTER ST, COCOA, FL 32927-9206 |
| Document Number | 2018253984 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 2018253984 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 5040 Carter St was $3,544 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,790 (-0.51%) | $257,790 (-0.51%) | |
| 2025 | $3,544.00 Homeowner's exemption | $259,120 Land $65,000 Building $194,120 | $259,120 Land $65,000 Building $194,120 |
| 2023 | $2,286.00 (+6.87%) Homeowner's exemption | $167,960 (+3%) | $244,980 (+6.12%) Land $52,000 Building $192,980 |
| 2022 | $2,139.00 Homeowner's exemption | $163,070 | $230,850 Land $46,000 Building $184,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5040 Carter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5040 Carter St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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