5044 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5044 London Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,488 sqft · built 1941
Lot Size	0.579 acres (25,229 sqft)
Owner	Individual Name on File
Last Sale	$500,012 (Dec 2018)
Tax Bill	$13,380 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2960-00600`

Property Details

APN / Parcel Number

Primary APN	`010-2960-00600`
Alternative APN	`1064469`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,488 sqft Gross Area
1st Floor Area	1,399 sqft
Basement Area	620 sqft
Finished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	25,229 sqft (0.579 acres)
Garage Area	508 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	12 sqft
Deck Area	178 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1064469
Street Address	5044 LONDON RD
City	DULUTH
State	MN
Zip	55804-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK E SERIAL #
Legal Subdivision	LONDON ADDITION
Legal Block	E
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	200

Owner

5044 London Rd is owned and occupied by an individual who bought it in December 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5044 LONDON RD, DULUTH, MN 55804-2411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE BK
Dec 31, 2018	Grant Deed, Transfer · Conventional Mortgage DIGITAL EMP FCU
Nov 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on File
Deed Sale	Dec 31, 2018 · Amount on File
Deed Document Number	20181347475
Prior Transfer Date	May 14, 2004
Prior Transfer Doc	0001344134
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5044 LONDON RD, DULUTH, MN 55804-2411
Document Number	00A1400570
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5044 LONDON RD DULUTH MN 558042411, DULUTH, MN 55804-2411

Mortgage

Document Number	00A1400570
Date	Jan 7, 2021
Instrument	A1400570

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 6, 2031

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 31, 2018
Property Address	5044 LONDON RD, DULUTH, MN 55804-2411
Document Number	00A1347475
Instrument Date	Nov 8, 2018
Instrument	A1347475
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.04
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5044 LONDON RD DULUTH MN 558042411, DULUTH, MN 55804-2411

Mortgage

Document Number	A1347476
Date	Dec 31, 2018
Instrument	A1347476

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 30, 2028

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 5, 2018
Property Address	5044 LONDON RD, DULUTH, MN 55804-2411
Document Number	0001344134
Instrument Date	May 14, 2004
Instrument	1344134
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3153 KENTUCKY AVE S ST LOUIS PARK MN 554263446, ST LOUIS PARK, MN 55426-3446

Tax Assessment & Valuation

The 2026 property tax bill for 5044 London Rd was $13,380 with a homeowner's exemption, up 5.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,380.00 (+5.54%) Homeowner's exemption
2025	$12,678.00 (+29.68%) Homeowner's exemption	$951,400 (+12.09%) Land $547,900 Building $403,500	$951,400 (+12.09%) Land $547,900 Building $403,500
2024	$9,776.00	$848,800 Land $496,700 Building $352,100	$848,800 Land $496,700 Building $352,100
2022		$609,800 Land $235,200 Building $374,600	$609,800 Land $235,200 Building $374,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5044 London Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5044 London Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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