St. Louis County property record for 5040 London Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,915 sqft · built 1908 |
| Lot Size | 0.495 acres (21,581 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $12,598 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2960-00590 |
| Primary APN | 010-2960-00590 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,915 sqft Gross Area |
| 1st Floor Area | 1,432 sqft |
| Basement Area | 593 sqft |
| Finished Basement | 593 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 21,581 sqft (0.495 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 312 sqft |
| Deck Area | 107 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 27570 |
|---|---|
| Street Address | 5040 LONDON RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK D SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | D |
| Legal Lot Number | 12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 200 |
5040 London Rd is owner-occupied and held in a trust since September 2026.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5040 LONDON RD, DULUTH, MN 55804-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Affidavit, Transfer |
| Sep 23, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 23, 2026 |
| Transfer Doc | 0001540902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 23, 2026 |
| Property Address | 5040 LONDON RD, DULUTH, MN 55804-2411 |
| Document Number | 0001540902 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20261540902 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5040 LONDON RD, DULUTH, MN 55804-2411 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 23, 2026 |
| Property Address | 5040 LONDON RD, DULUTH, MN 55804-2411 |
| Document Number | 0001540903 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20261540903 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5040 LONDON RD, DULUTH, MN 55804-2411 |
The 2026 property tax bill for 5040 London Rd was $12,598 with a homeowner's exemption, up 5.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,598.00 (+5.94%) Homeowner's exemption | ||
| 2025 | $11,892.00 (+52.58%) Homeowner's exemption | $901,000 (+12.37%) Land $455,900 Building $445,100 | $901,000 (+12.37%) Land $455,900 Building $445,100 |
| 2024 | $7,794.00 | $801,800 Land $413,300 Building $388,500 | $801,800 Land $413,300 Building $388,500 |
| 2022 | $503,000 Land $199,400 Building $303,600 | $503,000 Land $199,400 Building $303,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5040 London Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5040 London Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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