5043 Walker St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5043 Walker St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,617 sqft · built 2017
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Nov 2025)
Tax Bill	$4,635 (2025)
Deeds & Mortgages	Nov 2025 Sale May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-25-31-3732-0001-0930`

Property Details

APN / Parcel Number

Primary APN	`08-25-31-3732-0001-0930`
Alternative APN	`253108373200010930`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,617 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	841 sqft
Upper Floors Area	776 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	199 sqft
Patio Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5043 WALKER ST
City	SAINT CLOUD
State	FL
Zip	34771-7888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESHORE AT NARCOOSSEE PH 1 PB 23 PG 135-141 LOT 93
Legal Range	31E
Legal Township	25S
Legal Section	08
Legal Subdivision	LAKESHORE AT NARCOOSSEE PH 1
Legal Phase	1
Legal Tract	3732
Legal Block	930
Legal Lot Number	93
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1011
Census Tract	43600

Owner

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5043 WALKER ST, SAINT CLOUD, FL 34771-7888
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INS COMPANY
May 16, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Apr 7, 2021	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 17, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	2025142242
Deed Book / Page	6882 / 146
Prior Transfer Date	Nov 6, 2024
Prior Transfer Doc	0066932843
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 18, 2025
Property Address	5043 WALKER ST, SAINT CLOUD, FL 34771-7888
Document Number	0068820146
Book / Page	6882 / 146
Map Reference	MB 23 PG 135-141
Instrument Date	Nov 10, 2025
Instrument	2025142242
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17300 PESCE LOOP, BELLA COLLINA, FL 34756-3634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5043 WALKER ST, SAINT CLOUD, FL 34771-7888

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5043 WALKER ST, SAINT CLOUD, FL 34771-7888
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12408 CORSO CT, WINDERMERE, FL 34786-5677

Mortgage

Document Number	0064071533
Date	May 16, 2023
Book Page	6407/1533
Instrument	2023062024

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jun 6, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 8, 2021
Property Address	5043 WALKER ST, SAINT CLOUD, FL 34771-7888
Document Number	0059981158
Book / Page	5998 / 1158
Map Reference	MB 23 PG 135-141
Instrument Date	Jul 8, 2021
Instrument	2021106569
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	WEST ORANGE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10000 DAVIS CREEK CIR APT 3101, 10000, ORLANDO, FL 32832-6444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5043 WALKER ST, SAINT CLOUD, FL 34771-7888

Mortgage

Document Number	59981159
Date	Jul 8, 2021
Instrument	5998/1159

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 7, 2021
Property Address	5043 WALKER ST, SAINT CLOUD, FL 34771-7888
Document Number	0059292516
Book / Page	5929 / 2516
Map Reference	MB 23 PG 135-141
Instrument Date	Mar 30, 2021
Instrument	2021051917
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$521.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5043 WALKER ST, SAINT CLOUD, FL 34771-7888

Mortgage

Document Number	0059292519
Date	Apr 7, 2021
Instrument	5929/2519

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 17, 2018
Property Address	5043 WALKER ST, SAINT CLOUD, FL 34771-7888
Document Number	0052700244
Book / Page	5270 / 0244
Map Reference	MB23 PG135
Instrument Date	Jan 12, 2018
Instrument	2018008553
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,670.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5043 WALKER ST, MAGNOLIA SQUARE, FL 34771-7888

Mortgage

Document Number	2018008554
Date	Jan 17, 2018
Instrument	2018008554

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,635.00 (+0.5%)	$283,100 (-4.58%) Land $45,000 Building $238,100	$283,100 (-4.58%) Land $45,000 Building $238,100
2024	$4,612.00 (+1.12%)
2023	$4,561.00 (+12.87%)	$296,700 (+19.69%) Land $14,900 Building $281,800	$296,700 (+19.69%) Land $14,900 Building $281,800
2022	$4,041.00	$247,900 Land $14,900 Building $233,000	$247,900 Land $14,900 Building $233,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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