5038 Walker St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5038 Walker St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage1,825 sqft Heated Area
Lot Size2,614 sqft (0.06 acres)
OccupancyOwner Occupied
Last Sale$270,400 (2018)
Tax Bill$2,769.00 (2025)

Property Details

APN / Parcel Number

Primary APN082531373700012560

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,825 sqft Heated Area
Gross Area2,289 sqft Gross Area
1st Floor913 sqft 1st Floor
Upper Floors912 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area2,614 sqft (0.06 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached - Finished Garage
Garage Area420 sqft Garage

Exterior Amenities

FenceFence
Patio Area244 sqft Patio
PorchOpen Porch
Porch Area44 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5038 WALKER ST
CitySAINT CLOUD
StateFL
Zip34771-7986
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLAKESHORE AT NARCOOSSEE PH 2 PB 26 PGS 77-78 LOT 256
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionLAKESHORE AT NARCOOSSEE TWNHMS
Legal Phase2
Legal Tract3737
Legal Lot Number256
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 082531373700012560

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5038 WALKER ST, SAINT CLOUD, FL 34771-7986
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Dec 31, 2018Grant Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2018 · Amount on Record
Deed SaleDec 31, 2018 · Amount on Record
Deed Doc Number2018189122
Deed Book / Page5456 / 1196
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5038 WALKER ST, SAINT CLOUD, FL 34771-7986
Transaction TypeMortgage
Record UpdatedAug 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5038 WALKER ST, SAINT CLOUD, FL 34771-7986

Mortgage

Document Number0064410493
DateJul 17, 2023
Book Page6441/493
Instrument2023091348
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 03, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2018
Property Address5038 WALKER ST, SAINT CLOUD, FL 34771-7986
Document Number0054561196
Book / Page005456 / 001196
Instrument DateDec 26, 2018
Instrument189122
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2019
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$1,892.80
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5038 WALKER ST ST CLOUD FL 34771, ST CLOUD, FL 34771

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,769.00 (+8.55%) Homeowner's exemption Widower's exemption$194,286 (+5.99%)$308,700 (-5.6%) Land $45,000 Building $263,700
2023$2,551.00 (+2.24%) Homeowner's exemption Widower's exemption$183,312 (+3%)$327,000 (+19.78%) Land $14,900 Building $312,100
2022$2,495.00 Homeowner's exemption Widower's exemption$177,973$273,000 Land $14,900 Building $258,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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