5043 Oak Bluff Ct, Howell, MI 48843 Property Records

Livingston County property record for 5043 Oak Bluff Ct, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,384 sqft · built 1996
Lot Size	0.351 acres (15,325 sqft)
Owner	2 Individual Names on File
Last Sale	$517,000 (Jun 2026)
Tax Bill	$4,859 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-21-201-026`

Property Details

APN / Parcel Number

Primary APN	`11-21-201-026`
Alternative APN	`471121201026`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,384 sqft Living Area
1st Floor Area	1,315 sqft
Basement Area	1,075 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,325 sqft (0.351 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5043 OAK BLUFF CT
City	HOWELL
State	MI
Zip	48843-7861
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RPUD
Legal Description	SEC 21 T2N R5E NORTH SHORE VILLAGE CONDOMINIUM UNIT 26
Legal Range	05E
Legal Township	02N
Legal Section	21
Legal Subdivision	NORTH SHORE VILLAGE CONDO
Legal Tract	742700
Legal Unit	26
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2012
Census Tract	742700

Owner

5043 Oak Bluff Ct, a condominium, is owned and occupied by two individuals who bought it in June 2026.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5043 OAK BLUFF CT, HOWELL, MI 48843-7861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INCORPORATED
Jun 23, 2026	Warranty Deed, Transfer SELECT TITLE
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Aug 10, 2021 · Amount on File
Deed Document Number	202613327
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 16, 2026
Property Address	5043 OAK BLUFF CT, HOWELL, MI 48843-7861
Document Number	0000012778
Instrument Date	Jun 12, 2026
Instrument	202612778
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13174 WILLOW GROVE DR, DEWITT, MI 48820-9391

Mortgage

Document Number	0000012778,
Date	Jun 16, 2026
Instrument	202612778

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 23, 2026
Property Address	5043 OAK BLUFF CT, HOWELL, MI 48843-7861
Document Number	0000013327
Instrument Date	Jun 12, 2026
Instrument	202613327
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	SELECT TITLE

Transaction

Amount	Amount on Record
Tax	$391,627.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5043 OAK BLUFF CT, HOWELL, MI 48843-7861

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Aug 10, 2021
Property Address	5043 OAK BLUFF CT, HOWELL, MI 48843-7861
Document Number	2021R033371
Map Reference	LB 1947 PG 69
Instrument Date	Jul 30, 2021
Instrument	2021R-033371
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	BELL TITLE AGENCY/FENTON, BELL TITLE AGENCY OF FENTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,037.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5043 OAK BLUFF CT, 5043, HOWELL, MI 48843-7861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5043 OAK BLUFF CT, HOWELL, MI 48843-7861

Mortgage

Document Number	2021R033372
Date	Aug 10, 2021
Instrument	2021R-033372

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5043 Oak Bluff Ct was $4,859 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Genoa Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,500 (+4.66%)	$467,000 (+4.66%)
2025	$4,859.00 Homeowner's exemption	$223,100	$446,200
2023		$190,900
2021			$381,800
2019	$4,036.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5043 Oak Bluff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5043 Oak Bluff Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK POINTE serves 2,000 people · EPA ID MI0001002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Surf Internet.

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