5041 Millerstown Rd, Upton, KY 42784 Property Records

Hardin County property record for 5041 Millerstown Rd, Upton, KY 42784

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 1,214 sqft · built 1958
Lot Size	14.6 acres (636,499 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (May 2014)
Tax Bill	$481 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`135-00-00-015`

Property Details

APN / Parcel Number

Primary APN	`135-00-00-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,214 sqft Living Area

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	636,499 sqft (14.6 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	5041 MILLERSTOWN RD
City	UPTON
State	KY
Zip	42784-9425
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	RITCHIE EST LT 2
Legal Subdivision	RITCHIE EST
Legal Lot Number	2
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	3
Census Block	3016
Census Tract	1602

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5041 MILLERSTOWN RD, UPTON, KY 42784-9425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit WILSON BANK & TRUST
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit WILSON & MUIR BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2014 · Amount on Record
Deed Sale	May 23, 2014 · Amount on Record
Deed Document Number	0001395490
Deed Book / Page	1395 / 490
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	5041 MILLERSTOWN RD, UPTON, KY 42784-9425
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 MILLERSTOWN RD, UPTON, KY 42784-9425

Mortgage

Document Number	002504/982
Date	Dec 14, 2023
Book Page	2504/982

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 8, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	5041 MILLERSTOWN RD, UPTON, KY 42784-9425
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 MILLERSTOWN RD, UPTON, KY 42784-9425

Mortgage

Document Number	2396/1595
Date	Aug 16, 2021
Book Page	2396/1595

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 9, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$481.00 (-10.76%) Homeowner's exemption Additional exemption filed	$87,800 (-) Land $76,300 Building $11,500	$87,800 (-) Land $76,300 Building $11,500
2023		$87,800 Land $76,300 Building $11,500	$87,800 Land $76,300 Building $11,500
2021	$539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Telecast Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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