4698 Millerstown Rd, Upton, KY 42784 Property Records

Hardin County property record for 4698 Millerstown Rd, Upton, KY 42784

Property Summary

Property Type	Single Family Home
Lot Size	9.19 acres (400,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Aug 2021)
Tax Bill	$3,901 (2025)
Deeds & Mortgages	Apr 2024 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156-00-00-036`

Property Details

APN / Parcel Number

Primary APN	`156-00-00-036`

Exterior

Lot Area	400,316 sqft (9.19 acres)

Location & Zoning

Street Address	4698 MILLERSTOWN RD
City	UPTON
State	KY
Zip	42784-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEHLIK PROP TR A
Legal Subdivision	JEHLIK PROP
Legal Tract	A
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	3
Census Block	3005
Census Tract	1602

Owner

Source: Hardin County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4698 MILLERSTOWN RD, UPTON, KY 42784-9430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK
May 4, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK
Aug 19, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Deed Book / Page	1517 / 1414
Prior Transfer Date	May 18, 2013
Prior Transfer Doc	001379/938
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	MILLERSTOWN RD, UPTON, KY 42784
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4698 MILLERSTOWN RD, UPTON, KY 42784-9430

Mortgage

Document Number	002516/471
Date	Apr 16, 2024
Book Page	2516/471

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	MILLERSTOWN RD, UPTON, KY 42784
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TRACT A MILLERSTOWN ROAD, UPTON, KY 42784

Mortgage

Document Number	002480/247
Date	May 4, 2023
Book Page	2480/247

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 4, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Aug 19, 2021
Property Address	MILLERSTOWN RD, UPTON, KY 42784
Document Number	01517/1414
Book / Page	1517 / 1414
Instrument Date	Aug 18, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	287 N PLEASANT HILL RD, UPTON, KY 42784-9417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 92, UPTON, KY 42784-0092

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,901.00 (+6,992.73%)	$418,000 (+436.59%) Land $61,000 Building $357,000	$418,000 (+436.59%) Land $61,000 Building $357,000
2023		$77,900 (+1,220.34%) Land $75,000 Building $2,900	$77,900 (+1,220.34%) Land $75,000 Building $2,900
2022		$5,900 Land $3,000 Building $2,900	$5,900 Land $3,000 Building $2,900
2021	$55.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: Telecast Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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