504 Wagoner Access Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 504 Wagoner Access Rd, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,950 sqft · built 1991
Lot Size	2.04 acres (89,124 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,807 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09338-341`

Property Details

APN / Parcel Number

Primary APN	`09338-341`
Alternative APNs	`092997647902` `7849`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,950 sqft Heated Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	89,124 sqft (2.04 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	7849
Old Parcel Number	09338341
Street Address	504 WAGONER ACCESS RD
City	JEFFERSON
State	NC
Zip	28640-9026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.046 A
Legal Subdivision	R C MILLER FARM
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2031
Census Tract	970801

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 WAGONER ACCESS RD, JEFFERSON, NC 28640-9026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Aug 31, 2018	Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Apr 27, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Recording Date	Jun 23, 2026
Property Address	504 WAGONER ACCESS RD, JEFFERSON, NC 28640-9026
Document Number	0000002839
Book / Page	586 / 284
Instrument Date	Jun 17, 2026
Instrument	20262839
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 WAGONER ACCESS RD, JEFFERSON, NC 28640-9026

Mortgage

Document Number	0000002839,
Date	Jun 23, 2026
Book Page	586/284
Instrument	20262839

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	504 WAGONER ACCESS RD, JEFFERSON, NC 28640-9026
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000494/0000000756
Date	Aug 31, 2018
Book Page	0000000494/0000000756
Instrument	000000003953

Lender

Name	BBMC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	504 WAGONER ACCESS RD, JEFFERSON, NC 28640-9026
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000523/173
Date	Feb 5, 2021
Book Page	523/173
Instrument	681

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	504 WAGONER ACCESS RD, JEFFERSON, NC 28640-9026
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 WAGONER ACCESS RD, JEFFERSON, NC 28640-9026

Mortgage

Document Number	00551/2130
Date	Apr 27, 2023
Book Page	551/2130
Instrument	1688

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,807.00	$359,400 (-) Land $27,600 Building $331,800	$359,400 (-) Land $27,600 Building $331,800
2025	$1,807.00 (+6.36%)	$359,400 (-) Land $27,600 Building $331,800	$359,400 (-) Land $27,600 Building $331,800
2023	$1,699.00 (+26.04%)	$359,400 (+61.6%) Land $27,600 Building $331,800	$359,400 (+61.6%) Land $27,600 Building $331,800
2022	$1,348.00	$222,400 Land $23,400 Building $199,000	$222,400 Land $23,400 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Wagoner Access Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures