Ashe County property record for 485 Wagoner Access Rd, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 1,980 sqft · built 1978 |
| Lot Size | 2.9 acres (126,672 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $780 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09338-151 |
| Primary APN | 09338-151 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Building Area | 1,980 sqft Heated Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Lot Area | 126,672 sqft (2.9 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Account Number | 10084 |
|---|---|
| Old Parcel Number | 09338151 |
| Street Address | 485 WAGONER ACCESS RD |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.908 A FROM GREER HOLMAN & AMP; PAUL TALOR RT 1590 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970801 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 485 WAGONER ACCESS RD, JEFFERSON, NC 28640-9026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 485 WAGONER ACCESS RD, JEFFERSON, NC 28640-9026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 485 WAGONER ACCESS RD, JEFFERSON, NC 28640-9026 |
| Document Number | 000529/139 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 529/139 |
| Instrument | 3750 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 15, 2031 |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $780.00 | $285,900 (-) Land $42,900 Building $243,000 | $285,900 (-) Land $42,900 Building $243,000 |
| 2025 | $780.00 (+6.41%) | $285,900 (-) Land $42,900 Building $243,000 | $285,900 (-) Land $42,900 Building $243,000 |
| 2023 | $733.00 (+19.38%) | $285,900 (+55.72%) Land $42,900 Building $243,000 | $285,900 (+55.72%) Land $42,900 Building $243,000 |
| 2022 | $614.00 | $183,600 Land $35,300 Building $148,300 | $183,600 Land $35,300 Building $148,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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