504 Thunderbird Dr, Lusby, MD 20657 Property Records

Calvert County property record for 504 Thunderbird Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,284 sqft · built 2006
Lot Size	0.339 acres (14,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Apr 2026)
Tax Bill	$3,677 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-093428`

Property Details

APN / Parcel Number

Primary APN	`01-093428`
Alternative APNs	`1093428` `093428`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,284 sqft Total Area
Basement Area	476 sqft
Finished Basement	476 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,800 sqft (0.339 acres)
Garage Type	Basement
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	093428
Street Address	504 THUNDERBIRD DR
City	LUSBY
State	MD
Zip	20657-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 2 SEC 5E CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	4
Census Block	4007
Census Tract	861003

Owner

Source: Calvert County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 THUNDERBIRD DR, LUSBY, MD 20657-5431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 13, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 10, 2026	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Apr 10, 2026	Deed, Transfer · FHA Mortgage MERIDIAN BANK
May 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 7, 2019	Deed, Transfer · Conventional Mortgage M SQUARED FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Mar 7, 2019 · Amount on Record
Deed Book / Page	6883 / 29
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	504 THUNDERBIRD DR, LUSBY, MD 20657-5431
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 THUNDERBIRD DR, LUSBY, MD 20657-5431
Investor	Possibly a Property Investor

Mortgage

Document Number	0060450195
Date	Aug 9, 2021
Book Page	6045/195

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	504 THUNDERBIRD DR, LUSBY, MD 20657-5431
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0066070200
Date	Aug 13, 2024
Book Page	6607/200

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 10, 2026
Property Address	504 THUNDERBIRD DR, LUSBY, MD 20657-5431
Document Number	6883000029
Book / Page	6883 / 29
Instrument Date	Apr 8, 2026
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$383,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	504 THUNDERBIRD DR, LUSBY, MD 20657-5431

Mortgage

Document Number	6883000038,
Date	Apr 10, 2026
Book Page	6883/38

Lender

Name	MERIDIAN BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Mortgage

Document Number	6883000060,
Date	Apr 10, 2026
Book Page	6883/60

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 10, 2026
Property Address	504 THUNDERBIRD DR, LUSBY, MD 20657-5431
Document Number	0068830029
Book / Page	6883 / 29
Instrument Date	Apr 8, 2026
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$383,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	504 THUNDERBIRD DR, LUSBY, MD 20657-5431

Mortgage

Document Number	6883000038,
Date	Apr 10, 2026
Book Page	6883/38

Lender

Name	MERIDIAN BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Mortgage

Document Number	6883000060,
Date	Apr 10, 2026
Book Page	6883/60

Lender

Name	DEPARTMENT OF HSNG AND COMMUNITY

Agreement

Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	504 THUNDERBIRD DR, LUSBY, MD 20657-5431
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055900020
Date	May 14, 2020
Book Page	5590/20

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 7, 2019
Property Address	504 THUNDERBIRD DR, LUSBY, MD 20657-5431
Document Number	0053270309
Book / Page	5327 / 309
Map Reference	MB JLB 1 PL 40
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	BRIDGEVIEW TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11532 HOOFBEAT TRL, LUSBY, MD 20657-3730
Investor	Possibly a Property Investor

Mortgage

Document Number	0005327313
Date	Mar 7, 2019
Instrument	5327/313

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,300 (+11.66%) Land $55,200 Building $280,100	$335,300 (-) Land $55,200 Building $280,100
2025	$3,677.00 (+53.72%)	$300,300 (+30.4%)	$335,300 (+45.59%) Land $55,200 Building $280,100
2023	$2,392.00	$230,300 Land $55,200 Building $175,100	$230,300 Land $55,200 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 88% of Maryland
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, T-Mobile.

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