401 Thunderbird Dr, Lusby, MD 20657 Property Records

Calvert County property record for 401 Thunderbird Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,064 sqft · built 1970
Lot Size	0.408 acres (17,793 sqft)
Owner	Individual Name on Record
Last Sale	$226,900 (Sep 2018)
Tax Bill	$3,380 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-124722`

Property Details

APN / Parcel Number

Primary APN	`01-124722`
Alternative APNs	`1124722` `124722`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,064 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,793 sqft (0.408 acres)
Porch	Slab
Porch Area	72 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	124722
Street Address	401 THUNDERBIRD DR
City	LUSBY
State	MD
Zip	20657-3476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 2 SEC 1F CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3034
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 THUNDERBIRD DR, LUSBY, MD 20657-3476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Apr 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Sep 26, 2018	Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	May 24, 2010 · Amount on Record
Deed Book / Page	5258 / 302
Prior Transfer Date	May 19, 2005
Prior Transfer Doc	0025110113
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	401 THUNDERBIRD DR, LUSBY, MD 20657-3476
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060280215
Date	Jul 21, 2021
Book Page	6028/215

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Mar 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	401 THUNDERBIRD DR, LUSBY, MD 20657-3476
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 THUNDERBIRD DR, LUSBY, MD 20657-3476

Mortgage

Document Number	0062630103
Date	Apr 18, 2022
Book Page	6263/103

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	401 THUNDERBIRD DR, LUSBY, MD 20657-3476
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056300430
Date	Jun 29, 2020
Book Page	5630/430

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	401 THUNDERBIRD DR, LUSBY, MD 20657-3476
Document Number	0054300536
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	EAST COAST ABSTRACTING SERVICES IN, EAST COAST ABSTRACTING SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 THUNDERBIRD DR LUSBY MD 206573476, LUSBY, MD 20657-3476

Mortgage

Document Number	0054300536
Date	Sep 9, 2019
Book Page	005430/000536

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	FALLSTON, MD 21047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 26, 2018
Property Address	401 THUNDERBIRD DR, LUSBY, MD 20657-3476
Document Number	0052580302
Book / Page	5258 / 302
Map Reference	MB1 PL48
Instrument Date	Sep 24, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 TUDERBIRD DR, LUSBY, MD 20657-3476

Mortgage

Document Number	0005258308
Date	Sep 26, 2018
Instrument	5258/308

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,400 (+9.37%) Land $55,200 Building $248,200	$303,400 (-) Land $55,200 Building $248,200
2025	$3,380.00 (+44.38%) Homeowner's exemption	$277,400 (+23.07%)	$303,400 (+34.61%) Land $55,200 Building $248,200
2023	$2,341.00 Homeowner's exemption	$225,400 Land $55,200 Building $170,200	$225,400 Land $55,200 Building $170,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1991–2003)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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