Stanislaus County property record for 504 Spencer Ave, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1922 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $91,000 (Jun 2008) |
| Tax Bill | $1,504 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-009-037-000 |
| Primary APN | 030-009-037-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 504 SPENCER AVE |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95351-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP E3 62 |
| Legal Subdivision | CITY HOMESITE |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1601 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 582274, MODESTO, CA 95358-0039 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 8, 2017 | Deed of Trust, Mortgage · Line of Credit ORGANIZED LABOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2008 · Amount on Record |
| Deed Sale | Jun 19, 2008 · Amount on Record |
| Prior Sale | Apr 30, 2008 · Amount on Record |
| Deed Document Number | 200866156 |
| Prior Transfer Date | Apr 25, 2008 |
| Prior Transfer Doc | 0000045705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 504 SPENCER AVE, MODESTO, CA 95351-2540 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 504 SPENCER AVE, MODESTO, CA 95351-2540 |
| Document Number | 0000050167 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022-0050167 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 504 SPENCER AVE, MODESTO, CA 95351-2540 |
| Document Number | 0000084129 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | CYPRESS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 504 SPENCER AVE MODESTO CA 953512540, MODESTO, CA 95351-2540 |
| Document Number | 0000084129 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 84129 |
| Name | ORGANIZED LABOR CU |
|---|---|
| Type | Credit Union |
| Address | MODESTO, CA 95350 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 13, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,504.00 (+1.14%) | $121,901 (+2%) Land $53,583 Building $68,318 |
| 2025 | $1,487.00 (+5.99%) | $119,512 (+4.04%) Land $52,533 Building $66,979 |
| 2023 | $1,403.00 (+2.41%) | $114,873 Land $50,494 Building $64,379 |
| 2022 | $1,370.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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