Stanislaus County property record for 417 Spencer Ave, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,063 sqft · built 1928 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Sep 2017) |
| Tax Bill | $2,714 (2026) |
| Deeds & Mortgages | Feb 2020 Loan Modification Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-008-004-000 |
| Primary APN | 030-008-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,063 sqft Living Area |
| 1st Floor Area | 1,063 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 417 SPENCER AVE |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95351-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPENCER COLONY |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1601 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 SPENCER AVE, MODESTO, CA 95351-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Feb 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Sep 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Sep 19, 2017 | Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on Record |
| Deed Sale | Sep 19, 2017 · Amount on Record |
| Prior Sale | Dec 18, 2008 · Amount on Record |
| Deed Document Number | 201768525 |
| Prior Transfer Date | Aug 8, 2008 |
| Prior Transfer Doc | 0000090421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 417 SPENCER AVE, MODESTO, CA 95351-2605 |
| Document Number | 0000025837 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 417 SPENCER AVE MODESTO CA 953512605, MODESTO, CA 95351-2605 |
| Document Number | 0000025837 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 25837 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 417 SPENCER AVE, MODESTO, CA 95351-2605 |
| Document Number | 0000025839 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 417 SPENCER AVE MODESTO CA 953512605, MODESTO, CA 95351-2605 |
| Document Number | 0000025839 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 25839 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 417 SPENCER AVE, MODESTO, CA 95351-2605 |
| Document Number | 0000052259 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2018 |
| Title Company | UTOPIAN GROUP |
| Name | Verified Name |
|---|---|
| Address | 417 SPENCER AVE MODESTO CA 953512605, MODESTO, CA 95351-2605 |
| Document Number | 0000052259 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 52259 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | RIVERSIDE, CA 92517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 417 SPENCER AVE, MODESTO, CA 95351-2605 |
| Document Number | 0000068526 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2017 |
| Title Company | CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 417 SPENCER AVE MODESTO CA 953512605, MODESTO, CA 95351-2605 |
| Document Number | 0000068526 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 68526 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 19, 2017 |
| Property Address | 417 SPENCER AVE, MODESTO, CA 95351-2605 |
| Document Number | 0000068525 |
| Map Reference | VOL2 PG3 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 2017-0068525 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CYPRESS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 SPENCER AVE, MODESTO, CA 95351-2605 |
| Document Number | 0000068526 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017-0068526 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,714.00 (+1.12%) | $226,307 (+2%) Land $92,843 Building $133,464 |
| 2025 | $2,684.00 (+6.09%) | $221,871 (+4.04%) Land $91,023 Building $130,848 |
| 2023 | $2,530.00 (+2.43%) | $213,258 Land $87,490 Building $125,768 |
| 2022 | $2,470.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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