504 School Rd, Cottage Grove, WI 53527 Property Records

Dane County property record for 504 School Rd, Cottage Grove, WI 53527

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,150 sqft · built 1998
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jul 2022)
Tax Bill	$8,284 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0711-043-2083-9`

Property Details

APN / Parcel Number

Primary APN	`0711-043-2083-9`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
1st Floor Area	1,150 sqft
2nd Floor Area	1,121 sqft
Basement Area	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	11,848 sqft (0.272 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	504 SCHOOL RD
City	COTTAGE GROVE
State	WI
Zip	53527-9144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLAWN ESTATES 1ST ADDN LOT 93 SUBJ TO ACCESS ESMT
Legal Range	11E
Legal Township	07N
Legal Section	04
Legal Subdivision	WESTLAWN ESTATES 1ST ADDN
Legal Block	20
Legal Lot Number	93
Jurisdiction	DANE WI
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3007
Census Tract	12003

Owner

504 School Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Dane County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	504 SCHOOL RD, COTTAGE GROVE, WI 53527-9144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit UW CREDIT UNION
Mar 20, 2024	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jul 6, 2022	Warranty Deed, Transfer KNIGHT BARRY TITLE
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit UW CU
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit UW CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Deed Document Number	20225846396
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Recording Date	Jul 14, 2026
Property Address	504 SCHOOL RD, COTTAGE GROVE, WI 53527-9144
Document Number	0006112648
Instrument Date	Jun 22, 2026
Instrument	20266112648
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 SCHOOL RD, COTTAGE GROVE, WI 53527-9144

Mortgage

Document Number	0006112648,
Date	Jul 14, 2026
Instrument	20266112648

Lender

Name	UW CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	504 SCHOOL RD, COTTAGE GROVE, WI 53527-9144
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005952181
Date	Mar 20, 2024
Instrument	5952181

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	504 SCHOOL RD, COTTAGE GROVE, WI 53527-9144
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005921557
Date	Aug 30, 2023
Instrument	5921557

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jul 6, 2022
Property Address	504 SCHOOL RD, COTTAGE GROVE, WI 53527-9144
Document Number	0005846396
Instrument Date	Jul 1, 2022
Instrument	5846396
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Tax	$1,335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 SCHOOL RD, COTTAGE GROVE, WI 53527-9144

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	504 SCHOOL RD, COTTAGE GROVE, WI 53527-9144
Document Number	0005571933
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	504 SCHOOL RD COTTAGE GROVE WI 535279144, COTTAGE GROVE, WI 53527-9144

Mortgage

Document Number	0005571933
Date	Mar 23, 2020
Instrument	5571933

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	504 SCHOOL RD, COTTAGE GROVE, WI 53527-9144
Document Number	0005456275
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	504 SCHOOL RD COTTAGE GROVE WI 535279144, COTTAGE GROVE, WI 53527-9144

Mortgage

Document Number	0005456275
Date	Nov 27, 2018
Instrument	5456275

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 504 School Rd was $8,284.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cottage Grove Village
Unified School District	Monona Grove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,284.00 Homeowner's exemption	$336,500 Land $87,000 Building $249,500	$479,200
2023		$336,500 Land $87,000 Building $249,500	$412,400
2022	$7,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 School Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE GROVE WATERWORKS serves 9,345 people · EPA ID WI1130218
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
UpNet WI Fixed Wireless	100 / 30
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Four Lakes Broadband.

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