500 School Rd, Cottage Grove, WI 53527 Property Records

Dane County property record for 500 School Rd, Cottage Grove, WI 53527

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,932 sqft · built 1998
Lot Size	0.271 acres (11,848 sqft)
Owner	Company Name on Record
Tax Bill	$8,322 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0711-043-2094-6`

Property Details

APN / Parcel Number

Primary APN	`0711-043-2094-6`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,932 sqft
Basement Area	1,694 sqft
Finished Basement	454 sqft
Game Room	Game Room
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	11,848 sqft (0.271 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	500 SCHOOL RD
City	COTTAGE GROVE
State	WI
Zip	53527-9144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLAWN ESTATES 1ST ADDN LOT 94
Legal Range	11
Legal Township	07
Legal Section	04
Legal Subdivision	WESTLAWN ESTS/1ST ADD
Legal Block	20
Legal Lot Number	94
Jurisdiction	DANE WI
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3007
Census Tract	12003

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 5, 2025
Transfer Doc	0006009454
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Recording Date	Jun 29, 2026
Property Address	500 SCHOOL RD, COTTAGE GROVE, WI 53527-9144
Document Number	0006109206
Instrument Date	Jun 24, 2026
Instrument	20266109206
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	500 SCHOOL RD, COTTAGE GROVE, WI 53527-9144

Mortgage

Document Number	0006109206,
Date	Jun 29, 2026
Instrument	20266109206

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	500 SCHOOL RD, COTTAGE GROVE, WI 53527-9144
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005956770
Date	Apr 16, 2024
Instrument	5956770

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	500 SCHOOL RD, COTTAGE GROVE, WI 53527-9144
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005909412
Date	Jun 28, 2023
Instrument	5909412

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	500 SCHOOL RD, COTTAGE GROVE, WI 53527-9144
Document Number	0005612352
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	500 SCHOOL RD COTTAGE GROVE WI 535279144, COTTAGE GROVE, WI 53527-9144

Mortgage

Document Number	0005612352
Date	Jul 14, 2020
Instrument	5612352

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jul 13, 2032

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cottage Grove Village
Unified School District	Monona Grove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,322.00 (+10.46%) Homeowner's exemption	$338,000 (-) Land $87,000 Building $251,000	$481,300 (+16.2%)
2023		$338,000 Land $87,000 Building $251,000	$414,200
2022	$7,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE GROVE WATERWORKS serves 9,345 people · EPA ID WI1130218
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
UpNet WI Fixed Wireless	100 / 30
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Four Lakes Broadband.

Nearby Properties on School Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures