504 S West St, Hudson, IL 61748 Property Records

McLean County property record for 504 S West St, Hudson, IL 61748

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,324 sqft · built 1980
Lot Size0.31 acres (13,503 sqft)
OwnerIndividual Name on Record
Last Sale$163,500 (Jul 2018)
Tax Bill$4,611 (2024)
Deeds & MortgagesMay 2023 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-28-251-007

Property Details

APN / Parcel Number

Primary APN07-28-251-007

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Building Area1,324 sqft Living Area
1st Floor Area1,274 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,503 sqft (0.31 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address504 S WEST ST
CityHUDSON
StateIL
Zip61748-7721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF HUDSON S 1/2 LOT 8 ALL LOT 9 BLK 36
Legal Range02E
Legal Township25N
Legal Section28
Legal SubdivisionVILLAGE OF HUDSON
Legal Block36
Legal Lot Number8,9
JurisdictionMCLEAN IL
Township / Civil DivisionHUDSON
Census Block Group1
Census Block1029
Census Tract5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address504 S WEST ST, HUDSON, IL 61748-7721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Deed of Trust, Mortgage · Line of Credit
BUSEY BANK
Nov 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BANK NA
Jul 19, 2018Warranty Deed, Transfer · Conventional Mortgage
MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2018 · Amount on Record
Deed SaleJul 19, 2018 · Amount on Record
Prior SaleNov 16, 2010 · Amount on Record
Deed Document Number201811666
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address504 S WEST ST, HUDSON, IL 61748-7721
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300005840
DateMay 10, 2023
Instrument2023-00005840
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueApr 27, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address504 S WEST ST, HUDSON, IL 61748-7721
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000023512
DateNov 2, 2020
Instrument2020-00023512
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressNAPERVILLE, IL 60563
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate3.25%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJul 19, 2018
Property Address504 S WEST ST, HUDSON, IL 61748-7721
Document Number201800011666
Instrument DateJul 3, 2018
Instrument2018-00011666
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyALLIANCE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address504 S WEST ST, HUDSON, IL 61748-7721

Mortgage

Document Number201800011667
DateJul 19, 2018
Instrument2018-00011667
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionHudson Township
MunicipalityHudson Village
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$68,324 (+19.94%) Land $9,172 Building $59,152$204,972 (+19.94%) Land $27,516 Building $177,456
2024$4,611.00 (+8.75%)
2023$4,240.00$56,967 Land $7,648 Building $49,319$170,901 Land $22,944 Building $147,957

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1979–1986)
Claims Outside the SFHA8 of 11
Most Recent ClaimSep 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUDSON
serves 1,847 people · EPA ID IL1130700
Water SourcePurchased surface water from BLOOMINGTON
Last State InspectionAug 2025
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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