McLean County property record for 406 S West St, Hudson, IL 61748
| Property Type | Single Family Home |
|---|---|
| Details | 1,584 sqft · built 1971 |
| Lot Size | 0.361 acres (15,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Apr 2021) |
| Tax Bill | $5,961 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-28-206-010 |
| Primary APN | 07-28-206-010 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,738 sqft (0.361 acres) |
| Street Address | 406 S WEST ST |
|---|---|
| City | HUDSON |
| State | IL |
| Zip | 61748-7733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF HUDSON BLK 29 LOT 10 & N1/2 LOT 11 |
| Legal Subdivision | VILLAGE OF HUDSON |
| Legal Block | 29 |
| Legal Lot Number | 10,11 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 5102 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 S WEST ST, HUDSON, IL 61748-7733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit MARINE BANK SPRINGFIELD |
| Apr 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD |
| Dec 31, 2019 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on Record |
| Deed Sale | Apr 22, 2021 · Amount on Record |
| Deed Document Number | 20219393 |
| Prior Transfer Date | May 28, 2015 |
| Prior Transfer Doc | 0000009981 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 406 S WEST ST, HUDSON, IL 61748-7733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100025328 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-00025328 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 22, 2021 |
| Property Address | 406 S WEST ST, HUDSON, IL 61748-7733 |
| Document Number | 202100009393 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021-00009393 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | NOT AVAILABLE, FTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 406 S WEST ST, HUDSON, IL 61748-7733 |
| Document Number | 202100009394 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021-00009394 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Dec 31, 2019 |
| Property Address | 406 S WEST ST, HUDSON, IL 61748-7733 |
| Document Number | 201900021581 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 2019-00021581 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 S WEST ST, 406, HUDSON, IL 61748-7733 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Hudson Township |
| Municipality | Hudson Village |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,440 (+19.94%) Land $10,657 Building $75,783 | $259,320 (+19.94%) Land $31,971 Building $227,349 | |
| 2024 | $5,961.00 (+8.44%) | ||
| 2023 | $5,497.00 | $72,070 Land $8,885 Building $63,185 | $216,210 Land $26,655 Building $189,555 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1979–1986) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Sep 1986 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUDSON serves 1,847 people · EPA ID IL1130700 |
|---|---|
| Water Source | Purchased surface water from BLOOMINGTON |
| Last State Inspection | Aug 2025 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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