502 S Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 502 S Rowan Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,391 sqft · built 1925
Lot Size	0.17 acres (7,250 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (May 2019)
Tax Bill	$2,295 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032 025`

Property Details

APN / Parcel Number

Primary APN	`032 025`
Alternative APN	`6346831`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,391 sqft Living Area
1st Floor Area	1,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2005
Exterior Material	Other
Foundation Type	Footing
Lot Area	7,250 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	502 S ROWAN AVE
City	SPENCER
State	NC
Zip	28159-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L 11 BLK 24 A.B. ANDREWS JR.
Legal Subdivision	A B ANDREWS JR
Legal Block	24
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4028
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

502 S Rowan Ave is owned and occupied by an individual who bought it in May 2019.

Source: Rowan County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	502 S ROWAN AVE, SPENCER, NC 28159-2142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
May 31, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 11, 2019	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Jan 11, 2019 · Amount on File
Deed Book / Page	1328 / 597
Prior Transfer Date	Jan 10, 2019
Prior Transfer Doc	0013210452
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	502 S ROWAN AVE, SPENCER, NC 28159-2142
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014710807
Date	Oct 31, 2025
Book Page	1471/807

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	May 31, 2019
Property Address	502 S ROWAN AVE, SPENCER, NC 28159-2142
Document Number	0013280597
Book / Page	001328 / 000597
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$104.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 S ROWAN AVE SPENCER NC 281592142, SPENCER, NC 28159-2142

January 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 11, 2019
Property Address	502 S ROWAN AVE, SPENCER, NC 28159-2142
Document Number	0013210452
Book / Page	001321 / 000452
Instrument Date	Jan 1, 2019
Transaction Type	Foreclosure
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$98.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 STH ST EUREKA CA 95501, EUREKA, CA 95501

Tax Assessment & Valuation

The 2026 property tax bill for 502 S Rowan Ave was $2,295.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,295.00	$203,125 Land $18,000 Building $185,125	$203,125 Land $18,000 Building $185,125
2023	$2,295.00	$203,125 Land $18,000 Building $185,125	$203,125 Land $18,000 Building $185,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 S Rowan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 S Rowan Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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