504 S Main St, Troutman, NC 28166 Property Records

Iredell County property record for 504 S Main St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,520 sqft · built 1925
Lot Size	0.545 acres (23,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jun 2017)
Tax Bill	$2,287 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4741-33-1089.000`

Property Details

APN / Parcel Number

Primary APN	`4741-33-1089.000`
Alternative APN	`80045685`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,520 sqft Heated Area
Gross Area	3,160 sqft
1st Floor Area	1,656 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,700 sqft (0.545 acres)
Lot Dimensions	316 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	476 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Storage Building	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80045685
Street Address	504 S MAIN ST
City	TROUTMAN
State	NC
Zip	28166-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L41-43 61-63 WAGNER PB 1-43
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	33
Legal Lot Number	41-43,
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	3
Census Block	3022
Census Tract	61202

Owner

Source: Iredell County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 S MAIN ST, TROUTMAN, NC 28166-9558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 28, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Book / Page	2497 / 1097
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	504 S MAIN ST, TROUTMAN, NC 28166-9558
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	28651035
Date	Oct 27, 2021
Book Page	2865/1035

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	504 S MAIN ST, TROUTMAN, NC 28166-9558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	27112050
Date	Jul 2, 2020
Book Page	2711/2050

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 28, 2017
Property Address	504 S MAIN ST, TROUTMAN, NC 28166-9558
Document Number	24971097
Book / Page	2497 / 1097
Map Reference	MB 1 PG 43
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183 APRIL RD, 183, TROUTMAN, NC 28166-7671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 S MAIN ST, TROUTMAN, NC 28166-9558

Mortgage

Document Number	24971100
Date	Jun 28, 2017
Instrument	2497/1100

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,287.00	$371,170 (-) Land $44,000 Building $327,170	$371,170 (-) Land $44,000 Building $327,170
2024	$2,287.00	$371,170 (-) Land $44,000 Building $327,170	$371,170 (-) Land $44,000 Building $327,170
2023	$2,287.00 (+47.74%)	$371,170 (+58.99%) Land $44,000 Building $327,170	$371,170 (+58.99%) Land $44,000 Building $327,170
2022	$1,548.00	$233,450 Land $16,500 Building $216,950	$233,450 Land $16,500 Building $216,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

504 S Main St, Troutman, NC 28166 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S Main St

Nearby Streets

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