496 S Main St, Troutman, NC 28166 Property Records

Iredell County property record for 496 S Main St, Troutman, NC 28166

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3 ba · 1,964 sqft · built 1950
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$191,500 (Feb 2026)
Tax Bill	$560 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4741-33-0294.000`

Property Details

APN / Parcel Number

Primary APN	`4741-33-0294.000`
Alternative APN	`77457315`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,964 sqft Total Area
1st Floor Area	1,316 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1972
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	77457315
Street Address	496 S MAIN ST
City	TROUTMAN
State	NC
Zip	28166-9532
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	NC
Legal Description	L35-36 C WAGNER PB 1-43
Legal Subdivision	TROUTMAN BUSINESS DIST
Legal Block	33
Legal Lot Number	35-36
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	3
Census Block	3022
Census Tract	61202

Owner

496 S Main St, a residential property, is owned by a company that bought it in February 2026.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	526 W WAYCLIFF RD, HENDERSON, NC 27537-6976
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2026 · Amount on File
Deed Sale	Feb 9, 2026 · Amount on File
Prior Sale	Sep 25, 2007 · Amount on File
Deed Book / Page	3192 / 1945
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Feb 9, 2026
Property Address	496 S MAIN ST, TROUTMAN, NC 28166-9532
Document Number	0031921945
Book / Page	3192 / 1945
Map Reference	MB 1 PG 43
Instrument Date	Feb 4, 2026
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15722 SAGEFIELD DR, HUNTERSVILLE, NC 28078-2221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 W WAYCLIFF RD, HENDERSON, NC 27537-6976

Mortgage

Document Number	0031921947
Date	Feb 9, 2026
Instrument	3192/1947

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 496 S Main St was $560, down 3.3% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,460 (-) Land $19,000 Building $64,460	$83,460 (-) Land $19,000 Building $64,460
2025	$560.00 (-3.28%)	$83,460 (-) Land $19,000 Building $64,460	$83,460 (-) Land $19,000 Building $64,460
2024	$579.00 (-6.61%)	$83,460 (-) Land $19,000 Building $64,460	$83,460 (-) Land $19,000 Building $64,460
2023	$620.00 (+17.42%)	$83,460 (+30.3%) Land $19,000 Building $64,460	$83,460 (+30.3%) Land $19,000 Building $64,460
2022	$528.00	$64,050 Land $19,000 Building $45,050	$64,050 Land $19,000 Building $45,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 496 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 S Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20