504 S 4th St, Ceresco, NE 68017 Property Records

Saunders County property record for 504 S 4th St, Ceresco, NE 68017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,040 sqft · built 1923
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Oct 2018)
Tax Bill	$3,620 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2983-32-1-03025-001-5500`

Property Details

APN / Parcel Number

Primary APN	`2983-32-1-03025-001-5500`
Alternative APN	`005185500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	736 sqft
Finished Basement	736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	133 ft deep x 94 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	Deck Area
Patio Area	208 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	504 S 4TH ST
City	CERESCO
State	NE
Zip	68017-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 1-2 BLK 1 HANSONS ADDITION CERESCO; MAP NUMBER: 2983-32-1-03025-001-5500
Legal Range	07
Legal Township	13
Legal Section	32
Legal Subdivision	CERESCO-HANSONS
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	SAUNDERS NE
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4191
Census Tract	968200

Owner

504 S 4th St is owned and occupied by an individual who bought it in October 2018.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	504 S 4TH ST, CERESCO, NE 68017-4108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jun 15, 2020	Deed of Trust, Mortgage · VA Mortgage LINCOLN FSB/NE
Oct 23, 2018	Grant Deed, Transfer · VA Mortgage LINCOLN FSB/NE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on File
Deed Sale	Oct 23, 2018 · Amount on File
Prior Sale	Sep 27, 2018 · Amount on File
Deed Document Number	201810322
Deed Book / Page	510 / 402
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	504 S 4TH ST, CERESCO, NE 68017-4108
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005790458
Date	Apr 22, 2022
Book Page	579/458
Instrument	2022-04-338

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	504 S 4TH ST, CERESCO, NE 68017-4108
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005550759
Date	Mar 15, 2021
Book Page	555/759
Instrument	2021-03-320

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	504 S 4TH ST, CERESCO, NE 68017-4108
Document Number	0005390288
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 S 4TH ST CERESCO NE 680174108, CERESCO, NE 68017-4108

Mortgage

Document Number	0005390288
Date	Jul 15, 2020
Book Page	000539/000288
Instrument	7300

Lender

Name	LINCOLN FSB/NE
Type	Federal Savings Bank
Address	LINCOLN, NE 68508

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAUNDERS NE
Recording Date	Oct 23, 2018
Property Address	504 S 4TH ST, CERESCO, NE 68017-4108
Document Number	0005100402
Book / Page	000510 / 000402
Instrument Date	Oct 10, 2018
Instrument	322
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	CHARTER TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 S 4TH ST CERESCO NE 680174108, CERESCO, NE 68017-4108

Mortgage

Document Number	5100403
Date	Oct 23, 2018
Book Page	000510/000403
Instrument	323

Lender

Name	LINCOLN FSB/NE
Type	Federal Savings Bank
Address	LINCOLN, NE 68508

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 504 S 4th St was $3,620.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ceresco Village
County	Saunders County
County Subdivision	Richland Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,620.00	$254,505 Land $31,877 Building $222,628	$254,505 Land $31,877 Building $222,628
2023	$3,851.00	$217,180 Land $23,626 Building $193,554	$217,180 Land $23,626 Building $193,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 S 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 S 4th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CERESCO serves 919 people · EPA ID NE3115503
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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