404 S 4th St, Ceresco, NE 68017 Property Records

Saunders County property record for 404 S 4th St, Ceresco, NE 68017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,434 sqft · built 1928
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Apr 2019)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2983-32-1-03035-001-0500`

Property Details

APN / Parcel Number

Primary APN	`2983-32-1-03035-001-0500`
Alternative APN	`005190500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,434 sqft Living Area
1st Floor Area	732 sqft
Basement Area	732 sqft
Unfinished Basement	702 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	140 ft deep x 162 ft wide
Garage Type	Mixed
Garage Area	1,470 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Deck Area	Deck Area
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	404 S 4TH ST
City	CERESCO
State	NE
Zip	68017-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 1 NYQUISTS FIRST ADDITION CERESCO (32-13-7); MAP NUMBER: 2983-32-1-03035-001-0500
Legal Range	07
Legal Township	13
Legal Section	32
Legal Subdivision	CERESCO-NYQUIST'S 1ST ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAUNDERS NE
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4171
Census Tract	968200

Owner

404 S 4th St is owned by an individual who bought it in April 2019.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 33, CERESCO, NE 68017-0033
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage LINCOLN FSB/NE
Apr 1, 2020	Deed of Trust, Mortgage LINCOLN FSB/NE
Apr 19, 2019	Grant Deed, Transfer · Line of Credit LINCOLN FSB/NE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019 · Amount on File
Deed Sale	Apr 19, 2019 · Amount on File
Deed Document Number	20194310
Deed Book / Page	516 / 434
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	404 S 4TH ST, CERESCO, NE 68017-4109
Document Number	0005360136
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 S 4TH ST CERESCO NE 680174109, CERESCO, NE 68017-4109

Mortgage

Document Number	0005360136
Date	Jun 1, 2020
Book Page	000536/000136
Instrument	6019

Lender

Name	LINCOLN FSB/NE
Type	Federal Savings Bank
Address	LINCOLN, NE 68508

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	404 S 4TH ST, CERESCO, NE 68017-4109
Document Number	0005320724
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 S 4TH ST CERESCO NE 680174109, CERESCO, NE 68017-4109

Mortgage

Document Number	0005320724
Date	Apr 8, 2020
Book Page	000532/000724
Instrument	4099

Lender

Name	LINCOLN FSB/NE
Type	Federal Savings Bank
Address	LINCOLN, NE 68508

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAUNDERS NE
Recording Date	Apr 19, 2019
Property Address	404 S 4TH ST, CERESCO, NE 68017-4109
Document Number	0005160434
Book / Page	000516 / 000434
Instrument Date	Apr 15, 2019
Instrument	310
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	CHARTER TITLE AND ESCROW SERVICES, CHARTER TITLE & ESCROW SVC

Transaction

Amount	Amount on Record
Tax	$258.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 S 4TH ST CERESCO NE 680174109, CERESCO, NE 68017-4109

Mortgage

Document Number	5160435
Date	Apr 19, 2019
Book Page	000516/000435
Instrument	311

Lender

Name	LINCOLN FSB/NE
Type	Federal Savings Bank
Address	LINCOLN, NE 68508

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 404 S 4th St was $3,269.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ceresco Village
County	Saunders County
County Subdivision	Richland Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,269.00	$229,871 Land $38,839 Building $191,032	$229,871 Land $38,839 Building $191,032
2023	$3,320.00	$187,226 Land $26,170 Building $161,056	$187,226 Land $26,170 Building $161,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 S 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 S 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CERESCO serves 919 people · EPA ID NE3115503
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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