504 Ridgestone Dr, Franklin, TN 37064 Property Records

Williamson County property record for 504 Ridgestone Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,398 sqft · built 1988
Lot Size	0.31 acres (13,494 sqft)
Owner	Individual Name on File
Last Sale	$758,000 (Jun 2026)
Tax Bill	$3,142 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089B-F-032.00-000`

Property Details

APN / Parcel Number

Primary APN	`089B-F-032.00-000`
Alternative APNs	`094089B F 03200` `225265`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,398 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,494 sqft (0.31 acres)
Lot Dimensions	173 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	560 sqft
Driveway	Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	30 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	504 RIDGESTONE DR
City	FRANKLIN
State	TN
Zip	37064-5570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD FORREST CROSSING SEC 4 PB 11 PG 34 LOT 0432
Legal Subdivision	FORREST CROSSING
Legal Lot Number	0432
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	1
Census Block	1002
Census Tract	50907

Owner

504 Ridgestone Dr is owned and occupied by an individual who bought it in June 2026.

Source: Williamson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	504 RIDGESTONE DR, FRANKLIN, TN 37064-5570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF TENNESSEE
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Nov 15, 2000 · Amount on File
Deed Document Number	202619260
Deed Book / Page	10040 / 992
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 7, 2026
Property Address	504 RIDGESTONE DR, FRANKLIN, TN 37064-5570
Document Number	0000024146
Book / Page	10073 / 32
Instrument Date	Jun 30, 2026
Instrument	202624146
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	MORTGAGE CLOSING SERVICES LLC, MORTGAGE POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 RIDGESTONE DR, FRANKLIN, TN 37064-5570

Mortgage

Document Number	0000024146,
Date	Jul 7, 2026
Book Page	10073/32
Instrument	202624146

Lender

Name	BANK OF TENNESSEE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 1, 2026
Property Address	504 RIDGESTONE DR, FRANKLIN, TN 37064-5570
Document Number	0000019260
Book / Page	10040 / 992
Instrument Date	May 29, 2026
Instrument	202619260
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283,264.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 RIDGESTONE DR, FRANKLIN, TN 37064-5570

Mortgage

Document Number	0000019261,
Date	Jun 1, 2026
Instrument	202619261

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 1, 2026
Property Address	504 RIDGESTONE DR, FRANKLIN, TN 37064-5570
Document Number	0100400992
Book / Page	10040 / 992
Instrument Date	May 29, 2026
Instrument	202619260
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283,264.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 RIDGESTONE DR, FRANKLIN, TN 37064-5570

Mortgage

Document Number	0000019261,
Date	Jun 1, 2026
Instrument	202619261

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 504 Ridgestone Dr was $3,142, up 11.3% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,142.00 (+11.3%)	$152,275 Land $52,500 Building $99,775	$609,100 Land $210,000 Building $399,100
2024	$2,823.00 (+4.05%)
2023	$2,713.00	$99,700 (-) Land $22,500 Building $77,200	$398,800 (-) Land $90,000 Building $308,800
2022	$2,713.00	$99,700 Land $22,500 Building $77,200	$398,800 Land $90,000 Building $308,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 Ridgestone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Ridgestone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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