488 Ridgestone Dr, Franklin, TN 37064 Property Records

Williamson County property record for 488 Ridgestone Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,068 sqft · built 1988
Lot Size	0.32 acres (13,920 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Apr 2024)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089B-F-030.00-000`

Property Details

APN / Parcel Number

Primary APN	`089B-F-030.00-000`
Alternative APNs	`094089B F 03000` `225263`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,068 sqft Living Area
Gross Area	3,596 sqft
1st Floor Area	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,920 sqft (0.32 acres)
Lot Dimensions	174 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	488 RIDGESTONE DR
City	FRANKLIN
State	TN
Zip	37064-5570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD FORREST CROSSING SEC 4 PB 11 PG 34 LOT 0430
Legal Subdivision	FORREST CROSSING
Legal Lot Number	0430
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	1
Census Block	1002
Census Tract	50907

Owner

Source: Williamson County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	488 RIDGESTONE DR, FRANKLIN, TN 37064-5570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer · VA Mortgage RESIDENTIAL ACCEPTANCE CORP
Apr 30, 2024	Warranty Deed, Transfer · VA Mortgage RESIDENTIAL ACCEPTANCE CORP
Apr 22, 2020	Warranty Deed, Transfer · Conventional Mortgage F & M BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Apr 22, 2020 · Amount on Record
Deed Document Number	202411788
Deed Book / Page	9465 / 693
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 30, 2024
Property Address	488 RIDGESTONE DR, FRANKLIN, TN 37064-5570
Document Number	0094650693
Book / Page	9465 / 693
Map Reference	MB 685 PG 842
Instrument Date	Apr 23, 2024
Instrument	24011788
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,682.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 RIDGESTONE DR, FRANKLIN, TN 37064-5570

Mortgage

Document Number	0024011789
Date	Apr 30, 2024
Instrument	24011789

Lender

Name	RESIDENTIAL ACCEPTANCE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 30, 2024
Property Address	488 RIDGESTONE DR, FRANKLIN, TN 37064-5570
Document Number	0094650693
Book / Page	9465 / 693
Map Reference	MB 685 PG 842
Instrument Date	Apr 23, 2024
Instrument	24001788
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,682.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 RIDGESTONE DR, FRANKLIN, TN 37064-5570

Mortgage

Document Number	0024001789
Date	Apr 30, 2024
Instrument	24001789

Lender

Name	RESIDENTIAL ACCEPTANCE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 22, 2020
Property Address	488 RIDGESTONE DR, FRANKLIN, TN 37064-5570
Document Number	0079680573
Book / Page	7968 / 573
Map Reference	MB 11 PG 34
Instrument Date	Apr 20, 2020
Instrument	20017906
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SOLOMON PARKS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 RIDGESTONE DR, FRANKLIN, TN 37064-5570

Mortgage

Document Number	0020017907
Date	Apr 22, 2020
Instrument	20017907

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,543.00 (-44.92%)	$171,725 (+51.17%) Land $52,500 Building $119,225	$686,900 (+51.17%) Land $210,000 Building $476,900
2024	$6,432.00 (+108.09%)
2023	$3,091.00	$113,600 (-) Land $22,500 Building $91,100	$454,400 (-) Land $90,000 Building $364,400
2022	$3,091.00	$113,600 Land $22,500 Building $91,100	$454,400 Land $90,000 Building $364,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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