504 Noah Ln, Key West, FL 33040 Property Records

Monroe County property record for 504 Noah Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,064 sqft · built 1990
Lot Size	0.23 acres (10,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$6,550,000 (Jul 2023)
Tax Bill	$42,778 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00010120-000444`

Property Details

APN / Parcel Number

Primary APN	`00010120-000444`
Alternative APNs	`01010100010120000444` `8758766`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,064 sqft Living Area
1st Floor Area	2,817 sqft
Attic	Attic
Attic Area	104 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	10,008 sqft (0.23 acres)
Garage Type	Covered
Garage Area	238 sqft

Exterior Amenities

Pool Area	290 sqft
Porch	Open Porch
Porch Area	1,127 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8758766
Street Address	504 NOAH LN
City	KEY WEST
State	FL
Zip	33040-8314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HPRD
Legal Description	KW PT UNNUMBERED TRACT LYING SWLY BLK 52 A/K/A LOT 144 AND PT LOT 145 (.22972 AC) OR1104-1845 OR1136-1673 OR1197-997 OR1291-829 OR1344-1247 OR1427-251 OR1443-671 OR1452-699 OR1542-761 OR1691-1003 OR1759-1479 OR2403-1110 OR2410-595 OR2470-1422 OR2498-
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 52
Legal Block	52
Legal Lot Number	144-1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2044
Census Tract	972500

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 NOAH LN, KEY WEST, FL 33040-8314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Dec 17, 2015 · Amount on Record
Deed Document Number	20232423662
Deed Book / Page	3232 / 1350
Prior Transfer Date	Mar 18, 2009
Prior Transfer Doc	0024100595
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 3, 2023
Property Address	504 NOAH LN, KEY WEST, FL 33040-8314
Document Number	0032321350
Book / Page	3232 / 1350
Instrument Date	Jun 30, 2023
Instrument	2423662
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18152 EDISON AVE STE 200, 200, CHESTERFIELD, MO 63005-3723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 NOAH LN, KEY WEST, FL 33040-8314

Mortgage

Document Number	0032321356
Date	Jul 3, 2023
Instrument	3232/1356

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,193,499 (-26.54%) Land $3,838,364 Building $1,355,135	$5,193,499 (-26.54%) Land $3,838,364 Building $1,355,135
2024	$42,778.00 (-22.34%)
2023	$55,084.00 (+13.79%)	$7,069,412 (+16.87%) Land $5,104,208 Building $1,965,204	$7,069,412 (+16.87%) Land $5,104,208 Building $1,965,204
2022	$48,410.00	$6,048,941 Land $4,656,739 Building $1,392,202	$6,048,941 Land $4,656,739 Building $1,392,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hotwire Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20