502 Noah Ln, Key West, FL 33040 Property Records

Monroe County property record for 502 Noah Ln, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,948 sqft · built 1989
Lot Size0.121 acres (5,292 sqft)
OwnerIndividual Name on Record
Last Sale$775,000 (Feb 1998)
Tax Bill$11,537 (2024)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN00010120-000443

Property Details

APN / Parcel Number

Primary APN00010120-000443
Alternative APNs
  • 01010100010120000443
  • 8749848

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,948 sqft Living Area
1st Floor Area1,948 sqft
Attic Area870 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2013
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,292 sqft (0.121 acres)
Lot Depth92 ft Depth
Garage TypeCarport
CarportCarport
Carport Area198 sqft

Exterior Amenities

Pool Area325 sqft
PorchOpen Porch
Porch Area1,260 sqft
Patio Area1,198 sqft
FenceFence
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number8749848
Old Parcel Number01010100010120000443
Street Address502 NOAH LN
CityKEY WEST
StateFL
Zip33040-8314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT UNNUMBERED TRACT LYING SW'LY OF BLK 52 A/K/A LOT 143 (.1215 AC) OR1083-1958/60 OR1142-989/93 OR1497-121/123
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 52
Legal Block52
Legal Lot Number143 1215
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2044
Census Tract972500

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address502 NOAH LN, KEY WEST, FL 33040-8314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 1998 · Amount on Record
Deed SaleFeb 6, 1998 · Amount on Record
Deed Document Number0149700121
Deed Book / Page01497 / 00121
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address502 NOAH LN, KEY WEST, FL 33040-8314
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028960240
DateMar 13, 2018
Book Page2896/0240
Instrument2159326
Lender
NameUNITED NATIONS FCU
TypeCredit Union
AddressLONG ISLAND CITY, NY 11101
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.05%
Type Change DateApr 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,429,447 (+5.99%)$3,948,393 (-12.86%) Land $2,984,688 Building $963,705
2024$11,537.00 (+1.59%)
2023$11,356.00 (+4.09%) Senior Citizen's exemption$1,348,701 (+3%)$4,531,158 (+41.42%) Land $3,810,240 Building $720,918
2022$10,910.00 Senior Citizen's exemption$1,309,419$3,203,973 Land $2,483,006 Building $720,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Hotwire Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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