504 N Smith Rd, Bloomington, IN 47408 Property Records

Monroe County property record for 504 N Smith Rd, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1958
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$108,800 (Apr 2005)
Tax Bill	$594 (2025)
Deeds & Mortgages	Sep 2005 Line of Credit Apr 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-40540-00`

Property Details

APN / Parcel Number

Primary APN	`013-40540-00`
Alternative APN	`53-05-36-300-003.000-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1967
Construction Type	Wood
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Terrain	High
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-40540-00
Street Address	504 N SMITH RD
City	BLOOMINGTON
State	IN
Zip	47408-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SW 36-9-1W 1.50A
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1002
Census Tract	903

Owner

504 N Smith Rd is owned and occupied by an individual who bought it in April 2005.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	504 N SMITH RD, BLOOMINGTON, IN 47408-2740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2005	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY EMPLOYEES FCU
Apr 13, 2005	Warranty Deed, Transfer · ARM INDIANA UNIVERSITY EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2005 · Amount on File
Deed Sale	Apr 13, 2005 · Amount on File
Deed Document Number	20056337
Record Updated	Sep 20, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	504 N SMITH RD, BLOOMINGTON, IN 47408-2740
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005019734
Date	Sep 28, 2005
Instrument	2005019734

Lender

Name	INDIANA UNIVERSITY EMPLOYEES FCU
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 27, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 13, 2005
Property Address	504 N SMITH RD, BLOOMINGTON, IN 47408-2740
Document Number	2005006337
Instrument Date	Apr 6, 2005
Instrument	2005006337
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 N SMITH RD, BLOOMINGTON, IN 47408-2740

Mortgage

Document Number	2005006339
Date	Apr 13, 2005
Instrument	2005006339

Lender

Name	INDIANA UNIVERSITY EMPLOYEES FCU

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 1, 2010
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 504 N Smith Rd was $594, up 2.1% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$594.00 (+2.06%)	$160,900 Land $52,500 Building $108,400	$160,900 Land $52,500 Building $108,400
2024	$582.00
2023		$142,400 (+4.94%) Land $42,000 Building $100,400	$142,400 (+4.94%) Land $42,000 Building $100,400
2022	$560.00	$135,700 Land $42,000 Building $93,700	$135,700 Land $42,000 Building $93,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 N Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 N Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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