115 N Smith Rd, Bloomington, IN 47408 Property Records

Monroe County property record for 115 N Smith Rd, Bloomington, IN 47408

Property Summary

Property Type	Medical Building
Details	7,625 sqft · built 1970
Lot Size	2.74 acres (119,354 sqft)
Owner	Company Name on File
Last Sale	$375,000 (Feb 2015)
Tax Bill	$18,924 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`013-13080-00`

Property Details

APN / Parcel Number

Primary APN	`013-13080-00`
Alternative APN	`53-05-35-400-002.000-005`

Interior

Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	7,625 sqft Total Area
1st Floor Area	5,077 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	119,354 sqft (2.74 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-13080-00
Street Address	115 N SMITH RD
City	BLOOMINGTON
State	IN
Zip	47408-3150
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	PT SE SE 35-9-1W 2.74A
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2013
Census Tract	903

Owner

115 N Smith Rd, a commercial property, is owned by a company that bought it in February 2015.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Company Name on File
Mailing Address	115 N SMITH RD, BLOOMINGTON, IN 47408-3150
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 10, 2015	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Jan 5, 2023	Assignment of Lease, Transfer
Jul 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK
Feb 10, 2015	Warranty Deed, Transfer · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2015 · Amount on File
Deed Sale	Feb 10, 2015 · Amount on File
Deed Document Number	20151806
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	115 N SMITH RD, BLOOMINGTON, IN 47408-3150
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020011258
Date	Jul 22, 2020
Instrument	2020011258

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47408

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 16, 2040

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	115 N SMITH RD, BLOOMINGTON, IN 47408-3150
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 N SMITH RD, BLOOMINGTON, IN 47408-3150

Mortgage

Document Number	2021000873
Date	Jan 13, 2021
Instrument	2021000873

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	174 Months
Due	Jul 16, 2035

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	115 N SMITH RD, BLOOMINGTON, IN 47408-3150
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015001809
Date	Feb 10, 2015
Instrument	2015001809

Lender

Name	PNC BANK NA
Type	Bank
Address	INDIANAPOLIS, IN 46255

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	3 Months
Due	May 3, 2015

Interest

Rate Type	Adjustable Rate

January 2023: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	MONROE IN
Recording Date	Jan 5, 2023
Property Address	115 N SMITH RD, BLOOMINGTON, IN 47408-3150
Document Number	2023000187
Instrument Date	Dec 23, 2022
Instrument	2023000187
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9801 W GARDNER RD, BLOOMINGTON, IN 47403-9114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8008 CARONDELET AVE STE 101, 101, SAINT LOUIS, MO 63105-1724

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	115 N SMITH RD, BLOOMINGTON, IN 47408-3150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020011258
Date	Jul 22, 2020
Instrument	2020011258

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47408

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 16, 2040

February 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 10, 2015
Property Address	115 N SMITH RD, BLOOMINGTON, IN 47408-3150
Document Number	2015001806
Instrument Date	Feb 3, 2015
Instrument	2015001806
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 N SMITH RD, BLOOMINGTON, IN 47408-3150

Mortgage

Document Number	2015001807
Date	Feb 10, 2015
Instrument	2015001807

Lender

Name	PNC BANK NA
Type	Bank
Address	INDIANAPOLIS, IN 46255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	123 Months
Due	May 3, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 115 N Smith Rd was $18,924, up 10.9% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,924.00 (+10.93%)	$876,300 Land $716,100 Building $160,200	$876,300 Land $716,100 Building $160,200
2024	$17,059.00
2023		$677,100 (-0.51%) Land $572,900 Building $104,200	$677,100 (-0.51%) Land $572,900 Building $104,200
2022	$20,884.00	$680,600 Land $572,900 Building $107,700	$680,600 Land $572,900 Building $107,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 N Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 N Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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