504 N Maple St, Commerce, OK 74339 Property Records

Ottawa County property record for 504 N Maple St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,500 sqft · built 1957
Lot Size	0.27 acres (11,921 sqft)
Owner	2 Individual Names on File
Tax Bill	$684 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20492`

Property Details

APN / Parcel Number

Primary APN	`20492`
Alternative APN	`5680-00-003-006-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Flat
Roof Material	Wood Shingle
Lot Area	11,921 sqft (0.27 acres)
Garage Type	Carport
Garage Area	588 sqft
Carport	Carport
Carport Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20492
Street Address	504 N MAPLE ST
City	COMMERCE
State	OK
Zip	74339-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 6-7 & N 1/2 LT 8, BLK 3 FAIRVIEW-COMMERCE AFF 996/717
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	FAIRVIEW-COMMERCE
Legal Block	3
Legal Lot Number	6-8
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3011
Census Tract	574200

Owner

Source: Ottawa County records · APN 20492

Assessment roll updated January 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 N MAPLE ST, COMMERCE, OK 74339-1536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	May 17, 2017
Property Address	504 N MAPLE ST, COMMERCE, OK 74339-1536
Document Number	001049/670
Book / Page	1049 / 670
Instrument Date	May 17, 2017
Instrument	2017-002027
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	OTTAWA COUNTY ABSTRACT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	1049/672
Date	May 17, 2017
Book Page	1049/672
Instrument	2017-002029

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2032

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Jun 01, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	2%
Index	1-Year LIBOR
Max Rate	7.99%

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated January 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$684.00 (+0.88%) Homeowner's exemption	$8,050 (-18.83%) Land $517 Building $7,533	$70,608 (-18.84%) Land $4,532 Building $66,076
2024	$678.00 (-15.36%) Homeowner's exemption	$9,918 (-) Land $524 Building $9,394	$87,000 (-) Land $4,600 Building $82,400
2023	$801.00 (-1.6%) Homeowner's exemption	$9,918 (-) Land $524 Building $9,394	$87,000 (-) Land $4,600 Building $82,400
2022	$814.00 Homeowner's exemption	$9,918 Land $524 Building $9,394	$87,000 Land $4,600 Building $82,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 272 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COMMERCE serves 2,645 people
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.