Ottawa County property record for 417 N Maple St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 968 sqft · built 1943 |
| Owner | 2 Individual Names on File |
| Tax Bill | $240 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20516 |
| Primary APN | 20516 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 679 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Metal |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 81 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 20516 |
|---|---|
| Street Address | 417 N MAPLE ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 12 - 13, BLK 7 FAIRVIEW-COMMERCE |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | FAIRVIEW-COMMERCE |
| Legal Block | 7 |
| Legal Lot Number | 12,13 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 574200 |
Source: Ottawa County records · APN 20516
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 N MAPLE ST, COMMERCE, OK 74339-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2006 |
| Deed Sale | Jul 10, 2006 |
| Deed Document Number | 0000817452 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 417 N MAPLE ST, COMMERCE, OK 74339-1533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001256/183 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 1256/183 |
| Instrument | I-2026-001214 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 417 N MAPLE ST, COMMERCE, OK 74339-1533 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2017-005199 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 1062/099 |
| Instrument | 2017-005199 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $240.00 (+0.84%) | $2,475 (+5.01%) Land $485 Building $1,990 | $36,546 (-18.28%) Land $4,255 Building $32,291 |
| 2024 | $238.00 (+17.82%) | $2,357 (+4.99%) Land $485 Building $1,872 | $44,720 (-) Land $4,255 Building $40,465 |
| 2023 | $202.00 (+3.59%) | $2,245 (+5%) Land $485 Building $1,760 | $44,720 (-) Land $4,255 Building $40,465 |
| 2022 | $195.00 | $2,138 Land $485 Building $1,653 | $44,720 Land $4,255 Building $40,465 |
Source: FEMA National Flood Hazard Layer as of September 13, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 272 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COMMERCE serves 2,645 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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