504 N Madison St, Troy, OH 45373 Property Records

Miami County property record for 504 N Madison St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,124 sqft · built 1921
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (May 2026)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2025 Foreclosure + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`D08-103116`

Property Details

APN / Parcel Number

Primary APN	`D08-103116`
Alternative APNs	`050621.2-06-006-00` `D08NW026 00700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	2,248 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	145 ft deep x 69 ft wide

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	504 N MADISON ST
City	TROY
State	OH
Zip	45373-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8578
Legal Subdivision	TROY
Legal Lot Number	8578
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3022
Census Tract	365002

Owner

Source: Miami County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 N MADISON ST, TROY, OH 45373-2842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 29, 2025	Sheriff's Deed, Foreclosure Foreclosure Auction
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Oct 29, 2025 · Amount on Record
Deed Document Number	20265615
Prior Transfer Date	Jul 6, 2016
Prior Transfer Doc	0000008408
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 11, 2026
Property Address	504 N MADISON ST, TROY, OH 45373-2842
Document Number	0000005615
Instrument Date	May 6, 2026
Instrument	2026.5615
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,866.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 N MADISON ST, TROY, OH 45373-2842

Mortgage

Document Number	0000005616,
Date	May 11, 2026
Instrument	2026.5616

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.38%
Max Rate	-1%

October 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 29, 2025
Property Address	504 N MADISON ST, TROY, OH 45373-2842
Document Number	0000012544
Instrument Date	Oct 22, 2025
Instrument	2025OR-12544
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 N MADISON ST, TROY, OH 45373-2842

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	504 N MADISON ST, TROY, OH 45373-2842
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003635
Date	Apr 10, 2019
Instrument	2019OR-03635

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,291.00 (+37.05%) Homeowner's exemption	$30,980 (+62.97%) Land $7,000 Building $23,980	$88,500 (+62.98%) Land $20,000 Building $68,500
2024	$942.00 (+15.58%) Homeowner's exemption	$19,010 (-) Land $6,440 Building $12,570
2023	$815.00 (+14.63%) Homeowner's exemption	$19,010 (-) Land $6,440 Building $12,570	$54,300 (-) Land $18,400 Building $35,900
2022	$711.00 Homeowner's exemption	$19,010 Land $6,440 Building $12,570	$54,300 Land $18,400 Building $35,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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