500 N Madison St, Troy, OH 45373 Property Records

Miami County property record for 500 N Madison St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,004 sqft · built 2007
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$108,324 (Oct 2007)
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2017 Sale & Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`D08-103114`

Property Details

APN / Parcel Number

Primary APN	`D08-103114`
Alternative APNs	`050621.2-06-005-00` `D08250175`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	2,008 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Porch	Slab
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	500 N MADISON ST
City	TROY
State	OH
Zip	45373-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 8577
Legal Subdivision	CITY OF TROY
Legal Lot Number	8577
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3022
Census Tract	365002

Owner

500 N Madison St is owned and occupied by an individual who bought it in October 2007.

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	500 N MADISON ST, TROY, OH 45373-2842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 8, 2017	Trustee's Deed, Transfer · Line of Credit COREVEST AMERICAN FINANCE LEND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2007 · Amount on File
Deed Sale	Oct 18, 2007 · Amount on File
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jun 15, 2026
Property Address	500 N MADISON ST, TROY, OH 45373-2842
Document Number	0000007296
Instrument Date	Jun 15, 2026
Instrument	20267296
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 N MADISON ST, TROY, OH 45373-2842

Mortgage

Document Number	0000007296,
Date	Jun 15, 2026
Instrument	20267296

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

August 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 8, 2017
Property Address	500 N MADISON ST, TROY, OH 45373-2842
Document Number	0000009703
Instrument Date	Jul 28, 2017
Instrument	9703
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount on Record
Tax	$14.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1595 WINDRIDGE PL #E TROY OH 453734733, E, TROY, OH 45373-4733
Investor	Possibly a Property Investor

Mortgage

Document Number	9704
Date	Aug 8, 2017
Instrument	9704

Lender

Name	COREVEST AMERICAN FINANCE LEND
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 500 N Madison St was $1,143 with a homeowner's exemption, up 6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00 (+6.03%) Homeowner's exemption	$45,850 (+53.55%) Land $5,810 Building $40,040	$131,000 Land $16,600 Building $114,400
2024	$1,078.00 (+16.41%) Homeowner's exemption	$29,860 (-) Land $5,360 Building $24,500
2023	$926.00 (-15.82%) Homeowner's exemption	$29,860 (-) Land $5,360 Building $24,500	$85,300 (-) Land $15,300 Building $70,000
2022	$1,100.00 Homeowner's exemption	$29,860 Land $5,360 Building $24,500	$85,300 Land $15,300 Building $70,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 500 N Madison St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 N Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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