504 N Gowdy St, Whitewright, TX 75491 Property Records

Grayson County property record for 504 N Gowdy St, Whitewright, TX 75491

Property Summary

Property Type	Single Family Home
Details	1,704 sqft · built 1900
Lot Size	0.593 acres (25,866 sqft)
Owner	2 Individual Names on Record
Tax Bill	$514 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`X001 4505329`

Property Details

APN / Parcel Number

Primary APN	`X001 4505329`
Alternative APN	`170732`

Interior

Stories	2 Stories
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1992
Lot Area	25,866 sqft (0.593 acres)
Lot Dimensions	237 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	380 sqft
Utility Building	120 sqft

Location & Zoning

Account Number	170732
Old Parcel Number	X001 4505329
Street Address	504 N GOWDY ST
City	WHITEWRIGHT
State	TX
Zip	75491-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTP WHITEWRIGHT, BLOCK 46, ACRES .5938
Legal Subdivision	OTP WHITEWRIGHT
Legal Block	46
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3016
Census Tract	102

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 N GOWDY ST, WHITEWRIGHT, TX 75491-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit CITY CU
Apr 20, 2018	Deed of Trust, Mortgage CITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2011
Deed Sale	Apr 13, 2011
Prior Sale	Apr 17, 2006
Deed Document Number	2011-00007059
Deed Book / Page	04947 / 00180
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	504 N GOWDY ST, WHITEWRIGHT, TX 75491-2033
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035491
Date	Oct 20, 2021
Instrument	2021-00035491

Lender

Name	CITY CU
Type	Credit Union
Address	DALLAS, TX 75228

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Sep 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	504 N GOWDY ST, WHITEWRIGHT, TX 75491-2033
Document Number	0000010218
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 N GOWDY ST WHITEWRIGHT TX 754912033, WHITEWRIGHT, TX 75491-2033

Mortgage

Document Number	0000010218
Date	May 8, 2018
Instrument	10218

Lender

Name	CITY CU
Type	Credit Union
Address	DALLAS, TX 75228

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitewright Town
Unified School District	Whitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,368 (-29.3%) Land $76,304 Building $117,333	$193,637 (-8.95%) Land $76,304 Building $117,333
2024	$514.00 (-17.89%)
2023		$212,676 Land $72,946 Building $139,730	$212,676 Land $72,946 Building $139,730
2022	$626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEWRIGHT serves 1,725 people · EPA ID TX0910011
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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