207 N Gowdy St, Whitewright, TX 75491 Property Records

Grayson County property record for 207 N Gowdy St, Whitewright, TX 75491

Property Summary

Property Type	Single Family Home
Details	1,490 sqft · built 1900
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$4,765 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`X001 4505339`

Property Details

APN / Parcel Number

Primary APN	`X001 4505339`
Alternative APN	`170743`

Interior

Building Area	1,490 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,890 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	142 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	652 sqft
Patio Area	240 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	170743
Old Parcel Number	X001 4505339
Street Address	207 N GOWDY ST
City	WHITEWRIGHT
State	TX
Zip	75491-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTP WHITEWRIGHT, BLOCK 49, ACRES .39
Legal Subdivision	OTP WHITEWRIGHT
Legal Block	49
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3028
Census Tract	102

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1416 GREENBRIER DR, VAN ALSTYNE, TX 75495-7032
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 22, 2017	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020
Deed Sale	Jul 17, 2020
Deed Document Number	2020-17896
Deed Book / Page	5969 / 00525
Prior Transfer Date	Mar 22, 2017
Prior Transfer Doc	2017-00005958
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	207 N GOWDY ST, WHITEWRIGHT, TX 75491-2028
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017898
Date	Jul 17, 2020
Instrument	2020-00017898

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 22, 2017
Property Address	207 N GOWDY ST, WHITEWRIGHT, TX 75491-2028
Document Number	0000005958
Book / Page	5969 / 00525
Map Reference	VOL 38 PG 506
Instrument Date	Mar 21, 2017
Instrument	2017-00005958
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 N GOWDY ST, WHITEWRIGHT, TX 75491-2028

Mortgage

Document Number	0000005959
Date	Mar 22, 2017
Instrument	2017-00005959

Lender

Name	INDEPENDENCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitewright Town
Unified School District	Whitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,732 (-18.22%) Land $70,332 Building $166,400	$236,732 (-18.22%) Land $70,332 Building $166,400
2024	$4,765.00 (-7.21%)
2023		$289,457 Land $51,985 Building $237,472	$289,457 Land $51,985 Building $237,472
2022	$5,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEWRIGHT serves 1,725 people · EPA ID TX0910011
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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