Monmouth County and Spring Lake Borough property record for 504 Ludlow Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,720 sqft · built 1900 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,500,000 (Jul 2021) |
| Tax Bill | $9,216 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00115-0000-00003 |
| Primary APN | 47-00115-0000-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 3,720 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Upper Floors Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Open Porch |
| Patio Area | 480 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 504 LUDLOW AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Description | ALSO LOT 4 NIT 1A |
| Legal Subdivision | BOROUGH/SPGS LAKE |
| Legal Block | 115 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1900 4TH AVE, SPRING LAKE, NJ 07762-1594 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed, Transfer |
| Jul 27, 2021 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Nov 28, 2016 · Amount on Record |
| Deed Document Number | 2021114040 |
| Deed Book / Page | 9530 / 5099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 25, 2022 |
| Property Address | 504 LUDLOW AVE, SPRING LAKE, NJ 07762-1556 |
| Document Number | 0096124942 |
| Book / Page | 9612 / 4942 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 2022087857 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1900 4TH AVE, 1900, SPRING LAKE, NJ 07762-1594 |
| Name | Verified Name |
|---|---|
| Address | 1900 4TH AVE, SPRING LAKE, NJ 07762-1594 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 27, 2021 |
| Property Address | 504 LUDLOW AVE, SPRING LAKE, NJ 07762-1556 |
| Document Number | 0095305099 |
| Book / Page | 9530 / 5099 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021114040 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | ANCHOR TITLE AGENCY, ANCHOR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 555 SECAUCUS RD, 555, SECAUCUS, NJ 07094-2579 |
| Name | Verified Name |
|---|---|
| Address | 1900 4TH AVE, SPRING LAKE, NJ 07762-1594 |
| Document Number | 2021114041 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021114041 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,192,900 (+8.74%) Land $1,562,000 Building $630,900 | $2,192,900 (+8.74%) Land $1,562,000 Building $630,900 | |
| 2025 | $9,216.00 (+7.73%) | $2,016,600 (+27.39%) Land $1,412,000 Building $604,600 | $2,016,600 (+27.39%) Land $1,412,000 Building $604,600 |
| 2024 | $8,555.00 (+9.11%) | ||
| 2023 | $1,583,000 Land $1,005,700 Building $577,300 | $1,583,000 Land $1,005,700 Building $577,300 | |
| 2022 | $7,841.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2010–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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