Monmouth County and Spring Lake Borough property record for 500 Ludlow Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,118 sqft · built 1900 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Apr 2020) |
| Tax Bill | $7,782 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00115-0000-00001 |
| Primary APN | 47-00115-0000-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,118 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 784 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 24 sqft |
| Patio Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Street Address | 500 LUDLOW AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | LUDLOW |
| Legal Block | 115 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 500 LUDLOW AVE, SPRING LAKE, NJ 07762-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2020 | Grant Deed, Transfer JP MORGAN CHASE BK |
| Feb 8, 2018 | Grant Deed, Transfer · Conventional Mortgage GIBRALTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2020 · Amount on Record |
| Deed Sale | Apr 17, 2020 · Amount on Record |
| Prior Sale | Feb 8, 2018 · Amount on Record |
| Deed Document Number | 202039483 |
| Deed Book / Page | 9407 / 6885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 17, 2020 |
| Property Address | 500 LUDLOW AVE, SPRING LAKE, NJ 07762-1556 |
| Document Number | 0000039483 |
| Book / Page | 009407 / 006885 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 39483 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 500 LUDLOW AVE SPRING LAKE NJ 077621556, SPRING LAKE, NJ 07762-1556 |
| Document Number | 39484 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 009407/006895 |
| Instrument | 39484 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 8, 2018 |
| Property Address | 500 LUDLOW AVE, SPRING LAKE, NJ 07762-1556 |
| Document Number | 0000015294 |
| Book / Page | 009272 / 009174 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 15294 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | NFTS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 S LONGFELLOW ST HARTSDALE NY 105301348, HARTSDALE, NY 10530-1348 |
| Document Number | 15295 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 009272/009184 |
| Instrument | 15295 |
| Name | GIBRALTAR BK |
|---|---|
| Type | Bank |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 7, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,851,300 (+8.72%) Land $1,312,100 Building $539,200 | $1,851,300 (+8.72%) Land $1,312,100 Building $539,200 | |
| 2025 | $7,782.00 (+7.69%) | $1,702,800 (+29.55%) Land $1,186,100 Building $516,700 | $1,702,800 (+29.55%) Land $1,186,100 Building $516,700 |
| 2024 | $7,226.00 (+10.98%) | ||
| 2023 | $1,314,400 Land $844,800 Building $469,600 | $1,314,400 Land $844,800 Building $469,600 | |
| 2022 | $6,511.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2010–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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