504 Lovers Ln, Bowie, TX 76230 Property Records

Montague County property record for 504 Lovers Ln, Bowie, TX 76230

Property Summary

Property Type	Single Family Home
Details	1,383 sqft · built 1971
Lot Size	0.356 acres (15,516 sqft)
Owner	Individual Name on File
Last Sale	$180,100 (Aug 2021)
Tax Bill	$4,165 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000000491`

Property Details

APN / Parcel Number

Primary APN	`R000000491`
Alternative APN	`10024.0001.0007.0000`

Interior

Stories	1 Story
Building Area	1,383 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	15,516 sqft (0.356 acres)
Garage Area	460 sqft
Porch	Porch
Porch Area	60 sqft

Location & Zoning

Account Number	10024.0001.0007.0000
Street Address	504 LOVERS LN
City	BOWIE
State	TX
Zip	76230-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1/2 OF LOT 7 BLK 1 BOWIE HEIGHTS
Legal Subdivision	BOWIE HEIGHTS
Legal Block	1
Legal Lot Number	7
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	3
Census Block	3007
Census Tract	950501

Owner

504 Lovers Ln is owned and occupied by an individual who bought it in August 2021.

Source: Montague County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	504 LOVERS LN, BOWIE, TX 76230-2608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 12, 2021	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Apr 1, 2019	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Apr 1, 2019 · Amount on File
Deed Document Number	20214261
Prior Transfer Date	Aug 10, 2021
Prior Transfer Doc	0000004261
Record Updated	Oct 29, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Mar 9, 2023
Property Address	504 LOVERS LN, BOWIE, TX 76230-2608
Document Number	0002300886
Map Reference	VOL 422 PG 12
Instrument Date	Mar 6, 2023
Instrument	2300886
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	CROSS TIMBERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 LOVERS LN, BOWIE, TX 76230-2608

Mortgage

Document Number	0002300887
Date	Mar 9, 2023
Instrument	2300887

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Aug 12, 2021
Property Address	504 LOVERS LN, BOWIE, TX 76230-2608
Document Number	2104261
Map Reference	VOL 422 PG 12
Instrument Date	Aug 10, 2021
Instrument	2104261
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 LOVERS LN, BOWIE, TX 76230-2608

Mortgage

Document Number	2104262
Date	Aug 12, 2021
Instrument	2104262

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Apr 1, 2019
Property Address	504 LOVERS LN, BOWIE, TX 76230-2608
Document Number	1901233
Map Reference	VOL 422 PG 12
Instrument Date	Mar 29, 2019
Instrument	1901233
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 JAKES RD, 1401, BOWIE, TX 76230-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 LOVERS LN, BOWIE, TX 76230-2608

Mortgage

Document Number	1901234
Date	Apr 1, 2019
Instrument	1901234

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 504 Lovers Ln was $4,165 with a homeowner's exemption, up 368% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bowie City
County	Montague County
Unified School District	Bowie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,165.00 (+367.98%) Homeowner's exemption	$220,850 (-1.6%) Land $12,730 Building $208,120	$220,850 (-1.6%) Land $12,730 Building $208,120
2025	$890.00 Homeowner's exemption	$224,450 Land $12,730 Building $211,720	$224,450 Land $12,730 Building $211,720
2023		$205,210 Land $12,730 Building $192,480	$205,210 Land $12,730 Building $192,480
2022	$944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 Lovers Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Lovers Ln is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 60% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 5,534 people · EPA ID TX1690001
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comcell Fiber · Fixed Wireless	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Vyve Broadband Cable	1,000 / 50

May also be available: AT&T.

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