502 Lovers Ln, Bowie, TX 76230 Property Records

Montague County property record for 502 Lovers Ln, Bowie, TX 76230

Property Summary

Property Type	Single Family Home
Details	1,196 sqft · built 1968
Lot Size	0.356 acres (15,516 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,716 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R000000492`

Property Details

APN / Parcel Number

Primary APN	`R000000492`
Alternative APN	`10024.0001.0007.0001`

Interior

Stories	1 Story
Building Area	1,196 sqft Total Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	15,516 sqft (0.356 acres)
Garage Area	338 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	204 sqft

Location & Zoning

Account Number	10024.0001.0007.0001
Street Address	502 LOVERS LN
City	BOWIE
State	TX
Zip	76230-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1/2 LOT 7 BLK 1 BOWIE HEIGHTS
Legal Subdivision	BOWIE HEIGHTS
Legal Block	1
Legal Lot Number	7
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	3
Census Block	3007
Census Tract	950501

Owner

502 Lovers Ln is owned and occupied by two individuals who acquired it in March 2023.

Source: Montague County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	717 SMALL ST, BOWIE, TX 76230-4406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 19, 2020	Vendor's Lien, Transfer · Construction Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023
Deed Sale	Mar 9, 2023
Prior Sale	Nov 19, 2020 · Amount on File
Deed Document Number	2023886
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	502 LOVERS LN, BOWIE, TX 76230-2608
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 LOVERS LN, BOWIE, TX 76230-2608

Mortgage

Document Number	0002504968
Date	Dec 8, 2025
Instrument	2504968

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Nov 19, 2020
Property Address	502 LOVERS LN, BOWIE, TX 76230-2608
Document Number	0002005186
Map Reference	VOL 422 PG 12
Instrument Date	Nov 19, 2020
Instrument	2005186
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 LOVERS LN, BOWIE, TX 76230-2608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 SMALL ST, BOWIE, TX 76230-4406

Mortgage

Document Number	0002005187
Date	Nov 19, 2020
Instrument	2005187

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	7.75%
Index	Other
Margin	5

Tax Assessment & Valuation

The 2026 property tax bill for 502 Lovers Ln was $3,716 with a homeowner's exemption, up 410.4% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bowie City
County	Montague County
Unified School District	Bowie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,716.00 (+410.44%) Homeowner's exemption	$197,050 (+7.34%) Land $12,730 Building $184,320	$197,050 (+7.34%) Land $12,730 Building $184,320
2025	$728.00	$183,570 Land $12,730 Building $170,840	$183,570 Land $12,730 Building $170,840
2023		$168,040 Land $12,730 Building $155,310	$168,040 Land $12,730 Building $155,310
2022	$846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Lovers Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Lovers Ln is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 60% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 5,534 people · EPA ID TX1690001
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comcell Fiber · Fixed Wireless	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Vyve Broadband Cable	1,000 / 50

May also be available: AT&T.

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